Jen, you SHOULD get your PP back. NOT giving it back is illegal and called 'conversion". There may be a fee for inventory and storage, but you get it back. Call the LENDER and tell them your problem. They are ultimately responsible for anything that involves a repo. Note: as a rule of thumb, you get back anything that would fall out if the car were turned upside down. That doesnt include things that are attached(wheels,tires,radios,TVs,playstations, funny little lights all over the car,ect)
Yes you can retrieve personal belongings from your car if it gets repossessed. By law you are allowed 7 days after your car gets repossessed to retrieve your personal belongings.
If your name was on the note, yes.
Just the same as if it was your car repossessed. Legally, you hold the same liability as the primary buyer.
CALL the LENDER who had it repoed. they know where it is.
No that's called stealing.....
Your credit is severely damaged. Stays on your credit report for 7 years. Don't let this happen. Contact the lender and work something out.
You end up with HORRIBLE credit if you don't pay your bills and you let your possessions get repossessed.
No, because you have your own separate credit report.
Normally your credit is ruined for 7 years.
No. Your car gets repossessed, it's on you. You don't get to pass that on to someone else.
Yes, you are entitled to get your belongings out of the vehicle, but you will need to check within your state's laws to see if a company can charge you for retrieving your items.
It has the same effect on the credit.
Yes, seeing as how the dealer owns your car at this point. Where as all the belongings in the car, now belongs to them.
You can buy a car right after your car has been repossessed. It will however, depend on whether your credit is stable enough to qualify or if you have the cash to pay out of pocket.
By mistake. Waste no time contacting the credit reporting companies, and demand that this entry be removed from your credit report.
The car isn't damaged, the debtor's credit rating is. There is no permanent record of the car as a repossessed vehicle like there is for a salvaged title.
If a person's car gets repoed, the bank can report it on their CR in any state. When they redeem it doesnt matter, its the fact that it got repoed that gets reported.
Stays on your credit rating for 7 years. Has a very negative effect.
Absolutely. Once the car is considered repo'd it is all paperwork, otherwise you could just hide the car from the lender.
Goes on your credit as a repossession.
They take out the personal belongings. This includes the tags. Check with the repo company or lender for that stuff back.