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Jen, you SHOULD get your PP back. NOT giving it back is illegal and called 'conversion". There may be a fee for inventory and storage, but you get it back. Call the LENDER and tell them your problem. They are ultimately responsible for anything that involves a repo. Note: as a rule of thumb, you get back anything that would fall out if the car were turned upside down. That doesnt include things that are attached(wheels,tires,radios,TVs,playstations, funny little lights all over the car,ect)

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โˆ™ 2004-05-28 11:54:35
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Q: When your car gets repossessed do you get your belongings that are in your car and what does it do to your credit?
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Related Questions

Can you retrieve personal belongings from a repo car?

Yes you can retrieve personal belongings from your car if it gets repossessed. By law you are allowed 7 days after your car gets repossessed to retrieve your personal belongings.


Can rims be removed from a repossessed car as personal belongings?

no


If a spouse's car gets repossessed after their death does it affect your credit rating?

If your name was on the note, yes.


How much would it hurt your credit if the car you co-signed for gets repossessed?

Just the same as if it was your car repossessed. Legally, you hold the same liability as the primary buyer.


How do you find out where your repossessed car is so you can get your belongings out?

CALL the LENDER who had it repoed. they know where it is.


Can the lender keep personal belongings in a repossessed car such as CDs?

No that's called stealing.....


What happens to your credit if your car gets repossessed?

Your credit is severely damaged. Stays on your credit report for 7 years. Don't let this happen. Contact the lender and work something out.


What happens to your credit when your car is repossessed?

You end up with HORRIBLE credit if you don't pay your bills and you let your possessions get repossessed.


What to do if your car gets repossessed in SC?

walk


If you're married and your husband's car is soley in his name and was repossessed will it show on your credit as repossessed?

No, because you have your own separate credit report.


What happens to your credit after a car is repossessed?

Normally your credit is ruined for 7 years.


Can a transfer of responsibility be made after car is repossessed?

No. Your car gets repossessed, it's on you. You don't get to pass that on to someone else.


Can you get your belongings out of your car after it has been repossessed?

Yes, you are entitled to get your belongings out of the vehicle, but you will need to check within your state's laws to see if a company can charge you for retrieving your items.


If you already have 1 car repossessed does having a 2nd repossessed hurt your credit even more?

yes


How bad does it affect the cosigner's credit if the borrower has the car voluntarily repossessed?

It has the same effect on the credit.


Can a dealer take items out of your car after it is repossessed before you have retrieved them?

Yes, seeing as how the dealer owns your car at this point. Where as all the belongings in the car, now belongs to them.


How soon can you buy a car after a car has been repossessed?

You can buy a car right after your car has been repossessed. It will however, depend on whether your credit is stable enough to qualify or if you have the cash to pay out of pocket.


How can a car repossession be on your credit report when your car was not repossessed?

By mistake. Waste no time contacting the credit reporting companies, and demand that this entry be removed from your credit report.


After you buy a repossessed car does it stay marked as repossessed as long as it is driven even though it is paid off?

The car isn't damaged, the debtor's credit rating is. There is no permanent record of the car as a repossessed vehicle like there is for a salvaged title.


If a person gets their repossessed car back within a certain amount of time can the bank report it on their credit in Arizona?

If a person's car gets repoed, the bank can report it on their CR in any state. When they redeem it doesnt matter, its the fact that it got repoed that gets reported.


If a car was repossessed how long does it stay on your credit before it is removed?

7 years


How does getting a car repossessed affect credit?

Stays on your credit rating for 7 years. Has a very negative effect.


Can your car be considered repossessed and put on your credit report as repossessed if they never picked up the car?

Absolutely. Once the car is considered repo'd it is all paperwork, otherwise you could just hide the car from the lender.


If your car has your mothers and your name on the title but she is deceased how does this affect you if it is repossessed?

Goes on your credit as a repossession.


What happens to the tags on a car when it has been repossessed?

They take out the personal belongings. This includes the tags. Check with the repo company or lender for that stuff back.