Most insurers will require initial testing of all employees and random testing of all employees thenceforth.
It depends on your state, but remember that if you have employees, even if your state has an exemption you remain liable for your employees medical costs and more whether you have insurance or not.
Yes - even in the absence of a workers comp policy, the employer is responsible for a work related injury
The employer, the insurance company, your state board of insurance and your state's workers' compensation bureau are all good to contact about Work Comp insurance fraud.
if your employer doesn't have workers comp insurance then you sue the company directly. Find a good lawyer.
Certainly. WC claimants have no expectation of privacy. Folks injured at work get workers comp, and that's no secret.
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
In some states being a sole proprietor with no employees allows you a waiver for the state required workmans comp insurance. However, many large companies as well as state and federal projects will require WC insurance, regardless of the waiver status.
Workers' compensation is a type of insurance that provides financial benefits to employees who suffer work-related injuries or illnesses. It covers medical expenses, rehabilitation costs, and a portion of lost wages for the injured worker. The purpose of workers' compensation is to ensure that employees are protected and provided for in the event of a workplace accident or injury.
California requires WC for all employees of all employers.
Yes, OK requires Comp for all employers and all employees. You may be surprised to find how inexpensive it can be, and it's better to have a low limit than none at all. Your insurance agent can give you a quote.
Yes - and even if your state has an exemption for you because you have less than a certain number of employees or subcontractors, you remain liable even if you don't have Workers Comp insurance.
An employer should not charge a 1099 employee for workman's comp. If you get a 1099 you are not in an employer, employee relationship You are an independent contractor.