Yep, keep looking.
Yes, many insurance companies do require you qualify credit wise to be eligible for coverage.
No. but it could lead to a lien being filed later if you are found liable and you don't have coverage under your home insurance policy.
If you elected "Accidental Water Discharge" coverage when you purchased your policy then yes, you should have coverage up to the specified limits for this type of loss.
There are many companies out there that sell Malpractice coverage. You just have to check with another insurance company.
Cobra medical coverage is very important currently due to the large numbers of people that are unemployed and have no active source of medical insurance.
Government run insurance would mean that everybody would have insurance coverage. It would be affordable for the people who do not have the means to carry health insurance. It also would mean that no American can ever be turned away for medical treatment, because they do not have insurance.
When you plan to sell your car you should notify your insurance company of the pending sale. It will provide you with instructions on how to transfer title properly, surrender the plates and cancel the insurance if you aren't transferring the coverage to a new car. Generally, the insurance company won't cancel the insurance until the plates are turned in or transferred to another vehicle through the RMV. That means the company will continue to bill you until the transaction is properly completed.If the insurance was paid for and the policy is cancelled during the coverage year the company will issue a refund based on their own calculations.
No. One thing has nothing to do with the other. If they threaten it, you should remove all business from them and go through someone else. There are companies who will give you discounts for getting all of your policies in one place (Farmers does it, maybe AllState) == == Your homeowner's policy can only be cancelled for non-payment of premium, or issues relating to the risk. If a company threatens to cancel your homeowners insurance just because you refuse to place your auto coverage with them, you have a legitimate complaint for the regulatory authorities. Your policy should contain the name and phone number of the agency that handles complaints, such as an Insurance Commissioner.
Sadly, yes. In the US, about the last remaining group of people against whom it is not illegal to discriminate are the formerly convicted. Do the time, do the crime. What they didn't tell you is that there is a whole world of biggots out there who will never let you parole or discharge.
Technically no; "pre-existing conditions" aren't a reason to deny health insurance coverage. But in reality, "Obamacare" was so badly written and has been so abysmally implemented that it happens fairly frequently.
Being billed for medical services has nothing to do with insurance coverage, your parents or your own. Whether it is legal and appropriate to bill you would depend if you are an adult, if you signed the authorization form taking responsibility for the bill, and whether this was a workers compensation claim. If you are of age, you received treatment (not the insurance comapny) and are responsible for the bill. If you are not of age, your parents have legal responsibility to pay. Medical providers file insurance claims as a courtesy. If your insurance policy, or your parents', does not pay, you will have to. The debt would be turned over to a collection agency and would be reported on your credit report. It depends, if you had full coverage. Then NO, you are not responsible call you insurance and request a claim form follow the instructions on the form and submitt it, they should cover you medical bills.
I started playing for my college when I was 17, but I was the youngest the team had ever had. Usually you'll find that for universities and colleges, insurance is the biggest factor. I wasn't covered by the colleges insurance until I turned 18, and so I wasn't supposed to be allowed play.