Liability Insurance

Where can one buy liability insurance for a personal chef business in New Jersey?


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2010-05-22 14:02:48
2010-05-22 14:02:48

Ask your friends for a referral to a good local independent agency in your area. If you are new in business, you may be told that because of what you are doing and because you are new in business, you might have to be placed with a Surplus Lines (i.e., hard to place) carrier at higher rates.

Check with several independent agencies, perferrably by asking for local referrals first. Agents are very busy and good ones are selective about who they insure. If you are referred by a valued client, they will respond more enthusiastically than if you just call or walk in.

A "personal chef business" is not something they are used to finding coverage for, so you may encounter resistance. Go out of your way to explain what you do and what controls you employ to avoid liability claims.

Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!


Related Questions

You can get liability car insurance at multiple places. There are many but it all depends on your budget because some could be out of your budget and affordability.

Check the New Jersey State website for all information regarding liability insurance. Inquire city hall or contact insurance agencies directly for more one on one information and technicalities.

All car owners in New Jersey must purchase basic car insurance policies. The main reason for this is so that the car owners can pay for damages and injuries that they cause if they collide with other vehicles. Determining which type of car insurance policies to purchase can be a little confusing, but you should always purchase New Jersey liability car insurance. Here are several reasons why you should purchase New Jersey liability car insurance.It's MandatoryThe state law in New Jersey requires car owners to purchase minimum Bodily Injury Liability. They must purchase a minimum coverage of at least $15,000 for each injured person, which covers up to $30,000 per collision. Car owners must also purchase Property Damage Liability coverage of at least $5,000. You may face serious financial consequences if you fail to purchase the minimum required New Jersey liability car insurance.Financial LiabilityIt's in your best interest to purchase New Jersey liability car insurance because if you cause an accident and do not have liability car insurance coverage, you will be held financially responsible for several expenses. You will have to pay for an injured party's pain and suffering. You may also be financially responsible for the lost wages and any personal hardships that a person endures as the result of your accident. Your wages may be garnished, and the court may take your assets to cover the costs that you need to pay. It is the financially responsible thing to do to pay the New Jersey liability car insurance premiums now rather than having to sell your property so that you can pay large sums of money to an injured driver.To Protect YourselfIf another car hits yours, you can only sue the driver if you have New Jersey liability car insurance. If you lack the minimum liability car insurance coverage, you cannot sue to reclaim costs associated with the pain, suffering and lost wages that occurred due to the accident. If you are covered by New Jersey liability car insurance, you'll be able to recoup these costs by taking legal actions against the negligent driver who injured you or who caused damage to your vehicle or to your personal property.

Yes, it is illegal to operate a motor vehicle (not certain about mopeds) on a public road in New Jersey if the vehicle does not have liability insurance coverage of at least $15000 per person and $30000 per collision for a personal-use automobile.

You can purchase business insurance in New Jersey through companies such as Dickstein Associates Agency, Progressive, or Plymouth Rock. You can find a full listing of business insurance providers in NJ on the Insure Your Company website.

Johnson Insurance Group offers both commercial and personal insurance. The group operates in both New Jersey and Pennsylvania and was founded in 1948.

If you live in New jersey you can contact any one of the local insurance companies to get signed up for personal injury protection. If you do not currently have insurance then I would shop around.

The Professional School of Business does,

One can compare insurance providers in New Jersey on the State of New Jersey website. The Department of Banking & Insurance on the State of New Jersey website lists the licensed insurance providers for that state.

New Jersey Department of Banking and Insurance

Health Insurance Plan of New Jersey ended in 1999.

The population of New Jersey Manufacturers Insurance Company is 2,500.

New Jersey Manufacturers Insurance Company was created in 1913.

Selective Group, Liberty Mutual, Farm Family Casualty Insurance, State Farm, and Chubb Insurance Co of New Jersey are the top 5 insurance companies in New Jersey

There are many different insurance companies in New Jersey. Some of the most popular insurance companies in New Jersey are IFA Auto Insurance and StateFarm.

If you are wondering what is the best car insurance company in New Jersey because you just moved to New Jersey and you need car insurance, you should check with Geico.

You can compare car insurance rates for New Jersey online at

The reputable insurance company that can offer cheap auto insurance in New Jersey is none other than IFA Auto. IFA Auto is one of the most reputable auto insurance companies for New Jersey.

You can purchase New Jersey pip car insurance at Triple A car insurance. You can also check out other companies such as Farmer's insurance or Geico as well.

The names of some cheap car insurance providers in New Jersey are "Long Branch Car Insurance", "Bloomfield Car Insurance" and "East Orange Car Insurance".

If one is looking for high risk auto insurance companies in New Jersey, one could try the New Jersey Manufacturers Insurance Company. The IFA Auto Insurance is also worth a look.

No, it is not legally required that you purchase insurance for your boat in New Jersey. It is a good idea to have boat insurance in case of an accident.

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