0
Where can you get a loan with a credit score of 578 and no job?
TracieMoonfb6507
Unfortunately, 578 is a really low credit score and will make it very difficult to qualify for a loan. Most places also require that you have held a job for at least three months in order for you to borrow. If you have the title to your car you may be able to get a loan that way. However, be careful as you will have an inflated interest rate and may be required to pay weekly on the loan.
Your best bet may be to try to find employment first and then going into your bank requesting a secure credit card or loan. This will typically require money upfront (varies by institution but is typically no less than $100) which they will hold for a given amount of time until you have established a solid payment history.
Wiki User
∙ 9y ago
Add your answer:
Earn +20 pts
What information do you need to get a loan?
Your credit rating information and job status are required for getting any kind of loan in the present world. If you have good credit score and stable income, you will get loan immediately.
What credit score do you need to be approved for a fast loan?
A credit score is not the only requirement for a fast loan! You will also need to show proof of a stable income. If you meet this criteria, a credit score in the 700-800's is ideal. Credit scores in the upper 600's are often readily approved with proof of job.
I have a really bad credit score of 91. what is the minumum credit score i would be looking for if i was looking for a small loan?
if your credit score is that bad i suggest you not look for a loan at all.you need to build up your score,did you do this to your score . if you did you have a job ahead of you my score was 558 and its taking me a lot of time and effort to get my score up to par, so may god be with you..I believe the lowest poosible score is around 340. I would suggest checking again and calling the credit bureaus. If I am wrong Kay jewelers has in house finnacing and is more lenient on approvals, this would help build your score by making payments for 6 mos to a year.
Your credit score is 507 what are your chances of getting a home loan?
A low credit score, by itself, will not prevent you from getting a home loan. The main things the lender looks at is your ability to pay back the loan. The credit score is just one of many tools they use. You will probably have to agree to a higher interest rate, or pay a larger downpayment. You will more likely be required to include PMI along with your payments. If you have a good, steady job most lenders will try to work something out for you.
Can you get a home loan with bad credit but a good job?
It depends on how bad the credit and how good the job.
How do you get car loan with no credit?
Get a job and save for it. First of all make some good credit score by getting a job or any types of earnings.
What information do you need to get a loan?
Your credit rating information and job status are required for getting any kind of loan in the present world. If you have good credit score and stable income, you will get loan immediately.
What credit score do you need to be approved for a fast loan?
A credit score is not the only requirement for a fast loan! You will also need to show proof of a stable income. If you meet this criteria, a credit score in the 700-800's is ideal. Credit scores in the upper 600's are often readily approved with proof of job.
Can you get a home equity loan on a house that is paid off without a job?
Yes you can, depending on your debt and credit score.
I have a really bad credit score of 91. what is the minumum credit score i would be looking for if i was looking for a small loan?
if your credit score is that bad i suggest you not look for a loan at all.you need to build up your score,did you do this to your score . if you did you have a job ahead of you my score was 558 and its taking me a lot of time and effort to get my score up to par, so may god be with you..I believe the lowest poosible score is around 340. I would suggest checking again and calling the credit bureaus. If I am wrong Kay jewelers has in house finnacing and is more lenient on approvals, this would help build your score by making payments for 6 mos to a year.
Your credit score is 507 what are your chances of getting a home loan?
A low credit score, by itself, will not prevent you from getting a home loan. The main things the lender looks at is your ability to pay back the loan. The credit score is just one of many tools they use. You will probably have to agree to a higher interest rate, or pay a larger downpayment. You will more likely be required to include PMI along with your payments. If you have a good, steady job most lenders will try to work something out for you.
Can you get a home loan with bad credit but a good job?
It depends on how bad the credit and how good the job.
Have bad credit no account but i have a credit card prepay have a job need a loan today what i need to have to receive one?
Yes, you can get Bad Credit Loan.
How do you get a loan if I have credit score of 400?
Don't know There are other requirements for a loan besides your credit score. How much debt do you currently owe, How much do you make a year and how long have you had your job? Are you buying a house or renting and how long have you lived there? Do you own anything, have any money in a saving account, any assets? Are you married, and if so does your spouse work, do you have any dependents?
Loan 575 credit score?
Don't know There are other requirements for a loan besides your credit score. How much debt do you currently owe, How much do you make a year and how long have you had your job? Are you buying a house or renting and how long have you lived there? Do you own anything, have any money in a saving account, any assets? Are you married, and if so does your spouse work, do you have any dependents?
Can you get approved for a loan with a credit score of 576?
Don't know There are other requirements for a loan besides your credit score. How much debt do you currently owe, How much do you make a year and how long have you had your job? Are you buying a house or renting and how long have you lived there? Do you own anything, have any money in a saving account, any assets? Are you married, and if so does your spouse work, do you have any dependents?
Is it Possible to Get a Personal Loan with a Low Credit Score?
Yes, it is possible to get a personal loan with a low credit score, but it can be more challenging and may come with certain limitations and costs. Here are some options and considerations for obtaining a personal loan with a low credit score: Online Lenders for Bad Credit: Some online lenders specialize in providing personal loans to individuals with low credit scores. They may be more flexible in their credit requirements compared to traditional banks and credit unions. Secured Personal Loans: A secured personal loan involves offering collateral, such as a savings account or a valuable asset, to back the loan. Lenders are often more willing to approve secured loans because they have a way to recoup their losses if you default. However, there is a risk of losing the collateral if you can't repay the loan. Co-Signer: If you have a trusted friend or family member with a good credit history, they can co-sign the loan with you. This means they are equally responsible for the loan, and their credit score will be used to determine eligibility. Be aware that if you default, it can negatively impact their credit. Credit Unions: Credit unions are member-owned financial institutions that sometimes offer more lenient lending criteria. They may be more willing to work with individuals with lower credit scores, especially if you have a history with the credit union. Improving Your Credit Score: Before applying for a personal loan, consider taking steps to improve your credit score. Paying down existing debts, making on-time payments, and disputing any errors on your credit report can help raise your score and make you a more attractive borrower. Higher Interest Rates: If you have a low credit score, you're likely to be offered a personal loan with a higher interest rate. This means you'll pay more in interest over the life of the loan. It's essential to compare offers from different lenders to find the most favorable terms. Smaller Loan Amounts: Lenders may limit the loan amount for individuals with low credit scores. Be prepared for the possibility that you may not be able to borrow as much as you need. Proof of Income: Lenders may require you to demonstrate a stable source of income to ensure you can repay the loan. Having a steady job or other verifiable income can strengthen your loan application.
