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2012-06-22 06:37:56
2012-06-22 06:37:56

If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.

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Related Questions


Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.


No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.


I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement


No, Your home insurance is "Property Insurance" coverage specific to the structures and contents listed in the policy. Homeowners Insurance does not compensate for loss of a pet.


No, it won't pay your mortgage note or your equity line note, but your homeowners insurance will pay to repair the fire damage to your home.


Homeowners coverage should satisfy requirements.


No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


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No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.


Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.


Yes, as long as the fire was not intentional.


No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.


Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.


Homeowners insurance is not the proper policy if you are renting a home to someone else. What you need is a tenant occupied dwelling fire policy with premises liability coverage added to the policy or extended from your homeowners policy from the home you do live in. This is why you need an insurance agent and not a 1-800 insurance company to advise you on your needs and sell you the proper policies.


No. Homeowners insurance only covers physical damage to the home and contents and liability risks.


It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.


Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.


Your homeowners insurance covers your home structure.


Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.



If you don't carry homeowners insurance and you have your home financed, you are breaking the contract and your bank will take out a forced place policy to cover their interest in the home and you will have to pay the premium which is far more than a homeowners policy. If it's not financed, you take the entire risk of loss upon yourself.


Inexpensive Home InsuranceNo, It is not hard to get Home Owners Insurance just because your home is inexpensive.


Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.



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