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If the fire damage has been repaired, you can get homeowners insurance from any company of your choosing.

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โˆ™ 2012-06-22 06:37:56
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Nutrition

23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

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Q: Where can you get homeowners insurance for a home that has had a fire?
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Related questions

Should homeowners insurance cover cars in garage fire?

No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.


Does homeowners insurance cover Clean up after furnace malfuntion?

I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement


Does home insurance pay for home equity line of credit when you have a house fire?

No, it won't pay your mortgage note or your equity line note, but your homeowners insurance will pay to repair the fire damage to your home.


Will insurance pay for dog that died in home fire?

No, Your home insurance is "Property Insurance" coverage specific to the structures and contents listed in the policy. Homeowners Insurance does not compensate for loss of a pet.


Would homeowners insurance pay for carpeting that was damaged by a fire started accidentally in the home?

Yes


Fire Legal Liability Insurance for unoccupied home?

Homeowners coverage should satisfy requirements.


Does homeowners insurance cover the cost of cleanup after an unattended death?

No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.


Is homeowners insurance required if you are renting the property out?

Homeowners insurance is not the proper policy if you are renting a home to someone else. What you need is a tenant occupied dwelling fire policy with premises liability coverage added to the policy or extended from your homeowners policy from the home you do live in. This is why you need an insurance agent and not a 1-800 insurance company to advise you on your needs and sell you the proper policies.


Does homeowners insurance cover your mortgage if you are laid off?

No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.


Does homeowners insurance cover vandalism to your car in the driveway?

No it does not. Homeowners insurance covers your home, property and liability excluding your auto. Your auto comprehensive coverage will protect you for fire, theft, striking an animal and....vandalism.


Will homeowners insurance cover pet care after a fire?

No, your homeowners insurance would not provide coverage for your pet.


Does homeowners insurance cover fire damage caused by a visitor?

Yes, Homeowners insurance typically does provide coverage for losses that result from an accidental fire.


If you have a classic car that is not covered and it cause a fire and burns your home Will it be covered by the homeowners policy?

Yes, Your homeowners Insurance Policy will cover fire damage to your home.AnswerYou better contact your insurance agent on that one.


Does home insurance cover damaged items in car or auto insurance?

Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.


What 3 types of risk does homeowners insurance cover?

Fire, wind, and theft are a few of what I believe is to be 26 of the named perils on a home insurance policy.


Does homeowners policy cover the cost of plumbing repairs?

Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.


Are air conditioners covered by homeowners insurance?

Yes, Your air conditioner for your home is covered for the same perils as the rest of your home structure for covered perils such as Fire, Wind, Hail etc. It is not however covered for normal wear and tear or expected maintenance. See your home insurance policy or talk with your insurance agent about the covered perils you selected for your homeowners insurance policy.


What if you don't have homeowners insurance?

If you don't carry homeowners insurance and you have your home financed, you are breaking the contract and your bank will take out a forced place policy to cover their interest in the home and you will have to pay the premium which is far more than a homeowners policy. If it's not financed, you take the entire risk of loss upon yourself.


Does homeowners insurance cover fire?

Yes, as long as the fire was not intentional.


Does a homeowners insurance cover death of your child in the home?

No. Homeowners insurance only covers physical damage to the home and contents and liability risks.


Can homeowners' insurance cover a home owned by two ladies?

Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.


What is fire insurance claim?

It is either a claim for a fire or it is any type of homeowners claims since homeowners policies used to be called fire policies.


Does homeowners insurance cover sprinkler system?

Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.


Will homeowners insurance cover damage to personal vehicles at the home caused by someone else?

Homeowners insurance covers what is inside the home. Check your auto insurance for auto damages.


Who is a logical candidate for homeowners insurance?

Anyone who owns a home can benefit from the protection afforded from a Homeowners Insurance policy. Typical coverages offer protection for homeowners from losses known as "Perils" or "Hazards" such as damages from Fire, lightning, wind and hail storms as well as many others.