Family farms can usually be covered under Personal Property lines and will usually be cheaper.
Hobby farms can often be covered under a Personal Homeowners Insurance Policy.
If the Owner is a Corporate entity then it will most likely be classified as Commercial Property lines. Corporate Owners generally experience Higher Risk exposures.
Also note that most states have a state Farm Bureau organization which offers Farm Insurance. State Farm Insurance only offers farm insurance for small family and Hobby farms. You can also talk with your local Farm Services Agency or your county extension agent for further information.
The amount of insurance for your farm will be based on a variety of things. It will be based on the size of the farm, the type of farm you have, and the equipment, livestock, buidings etc. that make up your farm. Your insurance company can assist you in choosing the best insurance plan for your needs.
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