The website of company DMV can be foundall the information concerning the road traffic legislation in USA, as well as touch which relate to insurance.
You can get a car driver's insurance quote at your local bank, when you ask for an insurance quote, they will let you talk to the insurance guy from the bank.
Typically a first time driver will pay a significant amount more in car insurance. This can be anywhere from $200 to $300.
There are many companies that provide insurance for a first time driver. Sometimes the insurance is more expensive because first time drivers can have accidents. Companies to look for are Progressive, All-State and AAA.
= Will Indiana driver insurance go up for going 69 in a 55 if first ticket?" Ticket issued in Michigan=
it may depend on the state, but when I was in the insurance business in Tennessee, the primary insurance on the car kicked in first, then if that insurance didn't cover the damamge (IE: insurance limits were too low, or there was no primary insuance) then the driver's insurance kicked in.
In 1927, Massachusetts became the first state to require the purchase of auto liability insurance. Since then 48 states and the District of Columbia have followed suit.
It is important to ALWAYS exchange insurance information. You might have been injured and have yet to experience pain..i.e. whip lash can take several days before you realize you have it. To protect yourself, make sure you get as much information from the driver as possible. You don't always have to file an insurance claim, if the damage is minor you might be better off working something out on your own. Be wary if the other driver doesn't want to file a claim. Protect yourself first.
The first place to start after deciding to lower auto insurance costs is to request a free online auto insurance quote. The quote will give vital information as to the coverage and the amount of premium the company will charge for requested insurance amounts. To obtain a quote online, certain information must be provided. The vehicle's make, model, and year will be needed. The Vehicle Identification Number, or VIN, might be requested. If the driver has had any traffic tickets or auto accidents within the last few years, that information must be divulged. Of course, the owner's name, address, and driver's license number should be entered, as well. If the driver has a good driving record, it shows less risk for the insurance company and may qualify for a discount. Additionally, if the motor vehicle has any safety features or anti-theft devices, that could add up to savings, too. Getting a free online auto insurance quote is definitely the first step to lowering insurance premiums. A person does not have to wait until his current insurance expires to shop around.
This is a two part answer because of two possibilities. No, because of the chances that one could forget their driver's license is actually good, they could still own and have insurance on the car being driven. Yes, because for one to have insurance on a car you must first obtain your driver's license. For that reason they would also be guilty.
Are you asking if the insurance can kick off a bad driver? Or are you asking if you can have the insurance policy dropped on a person? For the first one, I think if they really wanted to, they could drop you. But my guess is the company would just charge the bad driver horrible rates... And for the second question yes, you defiently can have someone removed from the policy. (i guess it does depend on policy though)
First of all, if the driver was driving your vehicle with your permission, your auto insurance will cover the accident expenses. Automobile insurance is issued to cover the vehicle. If the vehicle was stolen, that's quite a different matter - your local law enforcement agency will have better information.
Most of the major insurance companies will insure a previously uninsured driver. Your premiums will probably be higher though at least for the first year until you get some insurance history under your belt.