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Where do you find a copy of a hardship letter?

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βˆ™ 2010-10-01 20:39:26

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You can find many online. The problem with using them, however, is that the samples are mainly used to get traffic to websites; not to provide a real, quality sample for you to use. A quick look at the quality of letters online will show you how true this is.

Your letter should follow this general flow:

1 - what are you wanting to have happen (loan modification, short sale approval, deed in lieu, loan forbearance, etc.)

2 - what is the hardship that is causing you to request this change to your previous agreement with the lender

3 - what income do you have to pay the payment resulting from the new agreement (if you're requesting a loan modification or loan forbearance).

Note: If you don't have a good explanation for #2 and don't have a good story for #3, your letter will not help you.

2010-10-01 20:39:26
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