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Secure Horizons Medicare Advantage does not offer dental coverage as part of its basic service. However, a subscriber can add a rider to their policy at an extra cost which will provide some dental coverage.
Many companies offer dental insurance coverage. Some examples of companies that offer this type of coverage include Delta Dental, Security Life, and Anthem.
We have Medicare and added on Anthem. Does that mean Medicare is primary (Paying 80 percent) , and Anthem is secondary?
Medicare is for retired people. As you are not retired you should use your company's health insurance, as you will get a discount on the coverage through your employer's contributions.
part a is hospital coverage, part b is dr coverage
If you are eligible for Medicare, you may want to look into a Medicare Advantage Plan. This is a plan administered by a private insurance company who has a contract with Medicare. They must offer everything Medicare offers, but most Advantage plans offer above and beyond what Medicare allows. Each Advantage plan is different, it is definitely worth looking into if you feel you have needs that Medicare won't meet adequately.
Check with your local hospital or doctor and ask for a brochure or pamphlet about the anthem medicare program, as they will certainly have info on these programs.
Typically Medicare does not have this type of coverage under its policy. You should find out more information about this from your local Medicare provider.
It depends on the insurance company, and whether or not they offer temporary coverage. The temporary coverage may also have age restrictions. If you are turning 65 and going on Medicare, you may qualify for their temporary coverage. BlueCross BlueShield of Florida offers temporary coverage up to age 65.
Medicare
The donut hole or "coverage gap" has to do with the portion of a Medicare prescription drug plan (Medicare Part D) where you become responsible for 100% of the cost of your medication. In 2009, the donut hole is between $2700.00 and $4350.00. These dollar amounts are set by Medicare and not by the individual insurance company. Depending on the plan, some will offer generic only coverage through the gap, others will not offer any coverage through the gap. Read the fine print in the drug plan.