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ya mamma
You can ask your mamma, but...
Just about any mortgage broker can help you as long as you have assets, income, long-term employment, and a substantial down payment. You need a minimum of a 580 credit score to get a mortgage. Usually bankruptcy takes your credit below this score, but every case is different. I have written mortgages personally for people with bankruptcy on their report.
Wiki User
∙ 13y ago
Wiki User
∙ 15y agoDoesn't make any difference....ask any lending officer or rep...BEFORE you pay them the application fee....and they'll tell you...loan ain't gonna happne...at least for many, many years.
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CAN I QUALIFAY FOR A HOUSE LOAN IF I HAD CHAPTER 13?
Yes it is possible to qualify for a mortgage despite a Chapter 13 bankruptcy filing. In a Chapter 13 filing the debtor agrees to a court structured debt repayment schedule. Typically, after making payments on time to creditors as required by the bankruptcy agreement an individual can be discharged by the Court from the Chapter 13 proceeding. Once discharged from bankruptcy an individual can apply for a mortgage. Each bank has different rules about how soon someone can apply for a mortgage after a bankruptcy. Most people coming out of bankruptcy apply for an FHA mortgage loan since this program has the most lenient underwriting standards.
Can you apply for a student loan after a filing for bankruptcy?
Only if the bankruptcy is currently discharged.
Can you get a home loan while in a chapter thirteen?
Yes, but the Chapter 13 debt will have to be paid off as a condition of the loan.
What do you do after filing Chapter 7 FMCC declares that in CA no reaffirmation agreements apply and are not accepted?
Soooo, what is your question? FMCC doesnt want to reaffirm your loan. Dont they have a choice? give them the car.Ask your b/k attorney about it.
Will it be hard to obtain a home loan after filing bankruptcy?
Virtually impossible.
How do you apply for obama home loan?
Apply for a USDA FHA rural loan. 30 year loan, with no down needed. No PMI!
I filed bankrupty under Chapter 13. My student loan is included in the Chapter 13 and I am paying on it. Can I still apply for another student loan?
Only if you have the courts permission
How can one apply for a home loan?
You go to your local bank and ask them. A person can apply for a home loan online using many different websites. Also, a person can apply for a home loan by going to a bank and applying by filling out the proper forms.
Can you sell your car and payoff the loan after filing chapter 7 before the discharge?
You should be able to do so, yes.
Does filing bankruptcy decrease the chances of you obtaining a home or auto loan?
Absolutely.
How long to you have to own your home to be able to apply for a home equity loan?
You have to own your home for ten years before being allowed to apply for a home equity loan. After that period you have no guarantee that you will be approved.
What qualifications do I need to have to be able to apply for a VA loan?
What are the qualifications do I need to have for a home repair grant. What qualifications do I need to apply for a VA loan? grant for a home needed for auto loan WHAT QUALIKFICATIONS DO I NEED TO HAVE TO BE ABLE TO APPLY FOR A VA LOAN what qualifications do i need to have to be able to alpply for a va loan be a veteran
