Hepatitis C exclusions are rare. If you have coverage, then the company should pay. Was it a pre-x? Was it admitted on the application? Is this employer group or individual coverage? Do you have copies of the EOB's? These could all be relevant. All you can do is approach each one and ask them. If all else fails try the State Risk Pool. If you're in one of the other 49 states there are links to pools for the other states and a link to find an agent in the other 49 states If you do find yourself unable to get group coverage through an employer and/or your state risk pool does not cover you well enough, there are private options out there that are very beneficial. I suggest going to guaranteemecoverage.com they offer very comprehensive guaranteed issue plans for individuals and families. Hope that helps!
If traveling out of the country it is good to get travel health insurance as your local health insurance will most likely not cover you abroad. Some companies that provide travel health insurance are FrontierMEDEX, Gobal Underwriters, HTH Worldwide, IMG, Travel Guard, and of course these are just a few.
Private insurance companies provide some coverage where the public insurance fails in Canada. The health insurance act of 1984 was instituted and provided problems for private insurance companies seeking to enter the market. Many canadians have private insurance to cover small things like vision care.
Many insurance companies do not cover infertility unless mandated to do so. Many states have such mandates, but they apply to employers with 50 or more employees. Check out the laws in your state.You can purchase supplemental health insurance, which will cover your maternity leave and possible pregnancy complications.Good luck!
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