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The standard method used by the insurance industry is: actual current active employer is primary; retiree/annuitant is secondary

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Q: Which insurance is primary for retired nypd member currently working with insurance?
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Whose insurance is primary when husband is retired not on medicare and wife is working?

It the wife has her husband on her work insurance plan than that is his primary insurance. If he is not covered on her plan then he would need to buy his own insurance. Once he gets on Medicare that would become his primary insurance. If his wife is still working once he gets on Medicare the primary carrier is determined by how many people work for her company. If there are less than 100 employees then Medicare would be primary.


Who pays first if you have medicare and are retired hourly from General Motors?

Chances are Medicare would pay first as long as you are no longer working, or if your spouse does not have you covered under insurance through their employer. If your spouse IS working and you do have coverage through them, the group insurance would be primary if their employer has more then 100 employees working for them. Otherwise, Medicare will be primary.


How is it deemed which insurance coverage is primary and which is secondary?

The answer to that question depends on a few things. 1. Group insurance policies are always primary over personal or self bought policies...ie You work for ABC company. You have insurance thru them (group policy) and you also pay for an individual or personal policy. Your policy thru ABC would be primary 2. Government insurance (except for medicare) is always 2nd...ie Tricare, medicaid, and etc. 3. An active policy is always primary over a retiree policy. For example John retired from ABC company and has insurance thru them. He currently works for DCE company and has a policy thru them. The DCE policy would be primary and the ABC policy 2ndary 4. If you are retired and have medicare. Then medicare is primary but if you are actively working your group insurance would be primary. 5. When it comes to children the order is 1. Parent who's birth month comes 1st if both parents are born in the same month it goes by the day (the year doesn't play a role in this) 2. If parents are divorce it goes by 1. court order if not applicable goes by who has custody is primary this includes step parents. The step parent who has custody of a child, their insurance is primary. There are a few other rules when it comes to who is primary...when in doubt contact your insurance company


If a small group is in a PEO is medicare primary or secondary?

Medicare is always the primary insurance unless someone is still working


Wealth Management?

form_title=Wealth Management form_header=Preserve your wealth. Custom wealth management services can help you protect and grow your wealth. Do you currently have money invested in the stock market?= () Yes () No Have you worked with a financial manager before?= () Yes () No Are you work or currently retired?= () Working () Currently Retired


What is my primary insurance my husband's plan at work or medicare?

If you are covered under your husband's plan and he is working, his plan is primary to Medicare. If you are not covered under your husband's plan, Medicare is primary.


I am currently 65 + and still working at Minnesota Gastro. I have medical insurance on the flex plan..Plan to retire next March 30 Not sure if I qualify for anything in Medicare as long as I am working?

You can not qualify for medicare if you are working since you have your company insurance.


Where does Jennings's Michael Burch live?

he is currently retired and now lives in new york city. he is working on a new sequel called "it goes on...." and will be published in 2011


Do you have to use your work insurance as your primary?

Yes. If you are working are you STILL eligible to be on your dads coverage? For more info. see http://www.steveshorr.com/dependent.definitions.htm


Where is Rick steiner working at?

I think he is retired


Are you good at working?

Yes, but now I am retired.


What is another way to say retired?

An alternative way to say retired is to use the term "no longer working" or "ceased working."