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Liability coverage extends from the vehicle that is pulling a trailer, boat, or camper. This means if you are backing up in a parking area and the camper hits another vehicle the liability coverage will cover the damage to the other vehicle. Even if you are going down the road and the trailer comes loose the liability is still attached to the trailer and damage it does to another persons property is covered by liability from the vehicle that it was attached to. The kicker is that damage to the trailer itself is not covered by the vehicle pulling it. You would have to have a policy on the trailer itself for physical damage coverage to cover damage to the trailer.
In dealing with a towed trailer, the liability coverage will extend from the vehicle towing to the trailer being towed but the physical damage coverage does not extend. This means that if you are backing up at a fuel station and the trailer backs into another vehicle then the liability will cover the damage done to the other car that is damaged by the trailer. Any damage done to the trailer itself will not be covered.
The type of claims that camper trailer insurance would cover include damage to the camper due to weather, damage to the trailer that occurs when traveling, such as an accident, any loss of property if someone was to break in, and damage that any person may sustain while in the trailer.
If you drive carefully, the trailer does not weigh more than the manufacturers' recommended weight, and the trailer does not bang into the back of your vehicle, then no, there will be no damage to your car.
One of the main dangers of unloading a railcar would be a runaway railcar. A more common danger the body would be exposed to while doing heavy unloading is back injury.
Unless you wish to may for replacement of the trailer out of your pocket in case of an accident then yes. Talk to the rental company and purchase the collision damage waiver coverage that they provide. Your liability insurance coverage will extend to the trailer so if you back it into a parked car at a gas station your auto insurance will pay for damage to the car you hit. Your auto policy will not pay for damage to the trailer itself. The rental company will have coverage for the trailer itself but your agreement most likely will specify the deductible that you are responsible for in case of damage. They will sell you a deductible damage waiver to cover this deductible for a few dollars per day extra. It is you decision but most likely you will have no coverage for this damage on your auto policy and you cannot add the trailer to your policy because you do not own the trailer.
www.uhaul.com/Trailers/ - CachedTrailer rental, moving trailer, motorcycle trailer, open trailer, enclosed trailer, tow dolly, ramp ... We also offer damage coverage options to relieve you of financial .
If you only have liability your car insurance isn't covering your boat trailer, even full car coverage probably has small fine print limiting coverage to your car. Trailer coverage through your boat insurance provider is more likely to cover it.Additional answerIf your question is regarding the damage caused by the trailer while it was being towed by an automobile, then the answer is yes, the damage caused by the trailer will be covered by the liability. The damage to the trailer would not be covered by the auto policy even if you have collision coverage.If it is regarding the damage to the trailer, it would not. Only if you have a watercraft policy which typically provides coverage for both trailer and watercraft.
Only if the trailer is listed on the policy with comprehensive or collision coverage. Many people do not list their trailers on their auto policy because the liability transfers from the pulling vehicle. The physical damage coverage does not.