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What else can I help you with?
What does FDCPA stand for?
are you required to send an initial demoand notice with the 30 day vailidation notice if you make contact with a debtor who does not dispute the debt
What to do if a creditor still says that you owe them after a cancellation of debt?
Ask the creditor to send you written verification of the debt including all of their documents after incurring the debt. If the cancellation of the debt is not indicated in their documents, then dispute the debt by providing your written notification of cancellation of the debt to the creditor and if unsuccessful, then dispute the debt with the credit bureaus who will initiate an investigation with the creditor and the credit bureau will usually repond to you in 30 days. If no response from the creditor then it will usually be deleted from your credit report. If the collection harassment continues then ignore it realizing that probably no legal action will be taken against you or you can contact an attorney to contact the creditor. Either pay the debt or file bankruptcy.
How many days does a debtor have to dispute their debt?
It depends on the contract language but you should file your dispute immediately upon learning the debt exists. The law work on the "reasonable person doctine". You should be good if you filed the dispute within 30 days upon learning of the debt.
What is a way to use the word dispute in sentence?
The dispute has gotten out of hand.If you wish to dispute this, contact the manager.The dispute led to war.
Can you dispute the validity of a debt at any time?
The FDCPA says you have 30 days from the date of the initial letter you are sent to dispute the validity. This is known as the validation period. I don't believe many agencies would not deal with a dispute at any time of the debt though.
What is a good way to get rid of your debt?
There is no easy way to get rid of debt. Contact a debt management company to help you manage your debt or contact someone that is an expert in debt management so you can eradicate your debt as soon as you can.
How do you dispute a claim for unacceptable services without going to court if they have already contacted collections?
You dispute the claim. The effect your dispute has depends upon the nature of the debt (commercial or consumer debt) and your state laws. You "dispute" sounds more like an affirmative defense, something to be raised as a legal defense in your answer to the complaint. The debt may be governed by the UCC, and therefore you may have alternative defenses available. Please talk to a knowledgeable attorney familiar with your state's laws.
How do you dispute debt reaging?
Pretty easy. You just need to send a letter to the credit bureaus and tell them that you are disputing the date of last activity on the account. You can find their contact information at www.creditscorehero.com/articles/credit-bureau-contact.aspx
What is the next step after sending a debt validation letter?
After sending a debt validation letter, the next step is to wait for the debt collector to respond within 30 days. If they do not provide the requested validation of the debt, you can dispute the debt with the credit bureaus and seek legal assistance if necessary.
You have received a bill for medical care that was not provided What can you do?
Dispute it in writing with the company. If it shows as a collection on your credit, contact the three bureaus and dispute it with them.
How do you cancel a groupon?
You will need to contact Groupon directly to have them dispute the charge.
Can a debt agency pursue a debt from a non next of kin?
if you used them as a point of contact, that person can tell the collector not to contact them again and they must do so per the fair debt collection act.
