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Assuming that you are referring to a collision involving a negligent party (the "third party") and a non-negligent party, it depends upon the type of harm caused.

1. If property damage results from the collision, the at-fault party is responsible to the owner of the car that he/she damaged. Damages are measured by the reasonably cost of repair. The innocent party may also generally recover other out of pocket expenses that are directly related to the collision These may include, for example, the cost of a rental car while the damaged car is undergoing repair.

2. If the innocent party or an occupant of the car is injured, he or she may recover damages for the bodily injuries. However, most states impose thresholds of severity of the injuries that must be met before a lawsuit can be brought for injuries against the at fault party. The threshold is sometimes stated in terms of whether there has been a "permanent injury" (as determined by a medical professional), or by a stated amount of medical expenses. What the threshold is is a matter of state law.

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Q: Who does the third party pay the owner or the driver of the car?
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