There is a company called Vision Insurance Co, operating under the Fred Loya Insurance agency out of Texas that insures unlicensed drivers, as well as drivers that reside in the United States illegally. Why this is allowed, I have no idea, but I am currently involved in a claim with this company and am a bit anxious to see if it will be handled properly. If they pay on the claim then all is well. If not, well...I guess I'm screwed.
Unlicensed drivers cannot operate a vehicle on private property. The insurance for the vehicle will not allow unlicensed drivers. Most states require every vehicle in operation to be insured.
Legally, no. They deserve punishment.
There were about 214 million licensed drivers in the US in 2014. There are probably about 245 million drivers altogether, counting the unlicensed ones.
No, I have never seen a citation for carrying insurance for an unlicensed driver. I recommend that all drivers should be insurance whether they are licensed or not.
Depends on the insurance company. There are companies that will insure unlicensed drivers.
As long as you have permission from him to drive and/or his policy does not exclude other drivers.
A non-standard auto insurance carrier is an insurance company that insures higher risk drivers - such as drivers with multiple tickets or accidents and/or poor credit.
The injury would most likely not be covered under your auto because you let an unlicensed driver drive your vehicle when they cannot legally drive.
If your spouse has no drivers license and does not drive, then no, you don't have to include them on your auto insurance policy. Actually, they have to have a drivers license before they can be added to the policy.
Your liability insurance extends to all drivers of your vehicle, unless otherwise specified. There may be riders on your policy stating that unlicensed drivers are not covered. The driver's immigration status is not your problem. It isn't relevant. However, most undocumented aliens in the US do not have driving licenses. If you knowingly let an unlicensed driver operate your vehicle, you open a real can of worms for yourself. The liabilities could be tremendous. Many small insurance companies will sell insurance to cover unlicensed and undocumented drivers. The price can be huge for very little coverage.
The company which owns the vehicle insures the vehicle, not the staffing agency providing the driver.
You just reported an unlicensed builder - get out of here!