It depends on what kind of intersection is is and directions the cars were coming. The rules of the road determine who has the right of way. However, the person with the "last clear chance" to avoid a collision is almost always the one found to be "At Fault." You can't simply crash into someone because they're breaking the law, if you can avoid it. For example: If you have the right-of-way to make a left hand turn in that intersection and person hits you, then it's their fault. If you have the green light to go straight through and the other car is making a left hand turn in the intersection (that car is suppose to wait for you to go through) then it's their fault. Usually the police are brought into it and they can often determine whose fault it was. However, the courts may ultimately decide liability, based upon the facts put into evidence, so get names of any witnesses and take pictures if you think it's not your fault.
The driver changing lanes. It is their responsibility to ensure the lane is clear before moving into it.
A swerve should minimize the severity of the crash.
Only if the other persons insurance covers anybody who drives the car.
Someone who drives their vehicle according to the rules of the road; they are courteous to other drivers on the road.
No, driving violations are based on the drivers lic. not the vehicle they were driving
Right (assuming you're in a country which drives on the right, such as the US).
A vehicle that drives on solar power.
Auto Insurance covers the vehicle, not the driver. As long as you give permission for a legally licensed person to drive your car and they are properly using the vehicle (i.e.: not racing) your vehicle is covered.
It should be "When a driver wants to buy a new vehicle, he or she usually test drives it". The "it" is referring to the single noun "vehicle".
no
Usually it is the driver, there may be some liability if the car was in a state of disrepair or he was acting on your instructions.
No,the vehicle will not be covered.
Full coverage or not the answer is usually yes unless that person is specifically exclued by name from that policy. The person has to have permission or implied permission to be using the vehicle from the owner.