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The police will have to decide on this one because it depends how close you were when car #2 made the U-turn. If it was far enough away then both of you would be At Fault. Car #1 would be at fault for "undue care and attention" and Car #2 would be at fault for making an illegal u-turn. Car 2 is at fault from enroachment into the left lane. He has not only the obligation to yield to traffic in the lane with which he wants to merge, but also the responsibility to yield to oncoming traffic. In most states, he also can't change multiple lanes at a time. Car 2 is clearly at fault.

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Q: Who is at fault if car 1 in the far left lane on a three-lane road and car 2 in the far right speeds up to pass car 1 and make an illegal u-turn but brakes to avoid oncoming traffic and car 1 hits it?
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