a motorcycle rider is always at more risk than a driver... there are many things keeping the driver in a car safe should they get into an accident... as for a rider, your safety depends primarily on your experience, skill and reaction time. It's usually not a rider that will cause an accident unless they're being stupid on a public road... it's always cars that you have to watch out for... even the best rider in the world can be killed by a driver that didn't see him... drivers become very comfortable and complacent with the knowledge that they are protected and safe in an automobile, they don't always watch for motorcycles.
AAA does not provide automobile insurance for high risk drivers. You will have to look for another provider.
You are more at risk from accidents caused by other drivers not seeing you. You are more likely to be seriously or critically injured if involved in a road accident.
It depends on the coverage and the company that they have.
Serious health risk? No. You are riding along leaving the emissions far behind and not breathing the fumes. In stop-and-go city driving there is more of a risk, but not a serious risk.
Simply because it's a 'necessary risk'. Riding in a car is no more dangerous than walking in the street. It's the actions of some of the other motorists that creates a risk.
NO huge risk
It all depends how much you plan to ride the bike. Most State laws require the rider to obtain the Insurance. For more information and resources on Motorcycle Insurance, check out http://www.findinsurance.us/motorcycle/motorcycle-home.html
New inexperienced drivers
Yes, young driver's insurance is typically more costly than elderly driver's insurance, as elderly drivers are considered to be "experienced". Young drivers are typically considered to be more of a liability.
There are a few reasons why young drivers pay more for car insurance. The biggest reason is that they are inexperienced and therefore a higher risk for an accident.
Alma Cohen has written: 'Estimating risk preferences from deductible choice' -- subject(s): Automobile Insurance, Deductibles (Insurance), Econometric models, Mathematical models, Risk, Risk assessment 'The effect of automobile insurance and accident liability laws on traffic fatalities' -- subject(s): Automobile Insurance, Law and legislation, Traffic accidents
Yes, sober drivers are still at risk from drunk drivers even if they are not directly involved in a crash. Drunk drivers may swerve into their lane, drive erratically, or cause dangerous situations on the road. It is important for all drivers to stay alert and practice defensive driving to minimize the risk of accidents caused by drunk drivers.