Make a claim under your own policy for uninsured and underinsured motorists. Call your own agent ASAP - do not deal with the other party as there is too much baggage there.
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Depends on what state you're in.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
you will get a ticket and probably get your license suspended for longer and insurance will probably not cover the accident b/c you were driving with a suspended license but of course this is just one scenario
Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.
ANSWER:Sorry you can not. It's just like driving a car, if you have a friend in your car and you had an accident, the insurance company can not take care of that person because he or she is not insured in your policy..
i believe youd be arrested for Grand Theft Auto
It will depend on the policy, but most policies are legally bound to insure anyone that drives an insured car (as the policy covers both you and your car).
yes
you are covered ONLY if the owner of the car you are driving is insured for occasional drivers. Your mother's insurance has nothing to with another 's person's car that you have borrowed.
You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.
not if you are personally insured to drive that vehicle on your own policy