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If the owner of the truck allowed an unlicensed driver to take the truck, then the owner is responsible - even if the driver lied about where he was going. If the unlicensed driver just took the truck, then a police report would need to be filed and charges pressed against that person - he can be sued for damages.

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โˆ™ 2006-03-18 18:07:40
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Q: Who is liable when unlicensed driver borrows truck to go 1 mile and truck is found totaled 10 miles away 4 hours later?
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Related questions

Who is liable for damages from an hit-and-run unlicensed driver and the insured owner of the vehicle was the passenger?

Both the Driver and the Owner are liable for the damages. The driver, whether licensed or not is the primarily liable party. The insured passenger owner is secondarily liable for damages by the unlicensed driver he permitted to operate his vehicle.


Licensed driver willfully allows unlicensed driver to drive?

Both are held liable.


Is the owner of a vehicle held liable if he allows an unlicensed driver to drive his vehicle and has an accident that kills another driver?

Yes he is do the crime pay the consequences


Who is liable in washington state if an insured licensed driver hits an insured vehicle with an unlicensed driver?

The at fault driver always has the primary liability for the damages they cause in an accident. (The guy who rams the other guy).


If an unlicensed driver was driving your vehicle and got in an accident and totaled it will the insurance pay?

It depends on the conditions of your policy. If there is a clear stipulation that it will not cover any unlicensed drivers, or any drivers not specifically listed for that matter then no they won't pay. If such a condition is not specified and coverage is unconditional (in that respect) then they probably will. Assuming the person survived, and was not taken to jail it is doubtful they would be civily liable for the damages to another victims car (if applicable) hence the policy owner who's name is on the title is ultimately liable.


If you have full insurance on your car and it is totaled by an unlicensed driver what happens with your insurance and payments for the car?

If this unlicensed driver was driving your car with your knowledge, you are screwed. But if you mean an unlicensed driver hit your car, if you have full coverage you should be able to collect on your insurance. The insurance will make the check to the leinholder and they will give you any excess or expect you to make up any shortage to pay off the loan. In some cases, if you did give permission for the uninsured driver, your insurance company will pay for the loss but make you sign an exclusion stating that the driver will not be covered in the future for any reason. You would be liable for full cost if it happens again. You can also expect a spike in your rates if they reside with you.


Who is liable if an uninsured driver borrows a car and causes an accident?

unless the person stole it then the owner is responsible. the uninsured person might be covered under the owners policy as extra driver though.


What happens when adult unlicensed driver hits you and is driving an insured car?

Generally, the owner of the insured car is held liable for any damages or losses involved after an accident. So if you want to file a claim for compensation after a crash, it is better to file it with the owner of the insured car or his insurance company. The adult unlicensed driver however, can be held liable criminally if there was death or injury involved.


If you hit an unlicensed driver will your insurance pay for damages to his car?

This will depend on the type of insurance coverage. The insurance company can decide to go to court and argue that since the driver was uninsured, then they should not be liable for damages.


What happens if an uninsured unlicensed driver is driving your uninsured car and has an accident?

Bad things, will mostly likely get a few citation from police. If he is found to be at fault he could be liable for the damage.


Will insurance companies pay for accident if driver with learners permit was driving alone?

No they won't. A learners permit is not a valid license. They shouldn't be driving without a licensed driver. The owner of the car can be held liable. They can be sued for allowing an unlicensed driver, drive their vehicle.


What does the finance company do when a car is totaled and there is no collision insurance?

If the driver was uninsured or only had liability insurance, they would be liable to still pay the finance company back or face a lawsuit.

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