Review the divorce decree. It typically specifies who is responsible for the debts of the couple. Their estate has to resolve the debt if it was assigned to them.
The estate is responsible for the decedent's credit card debt.
The person who carried the card is still responsible for the debt.
the person
The debt should have been divided appropriately in the divorce decree. If not, the fact that you are divorced and not on the card should insulate them from responsibility.
Only if you have the credit card if your divorsed it dosent matter
Bank's Insurance company
credit card debt is reserved to all the names that were used when the credit card was applied for so even in divorce situations where the judge has split the debt it is not legally removed from you if your name was on the account
The person's estate pays for all outstanding debts.
the deceased' inheiritance
Yes, a person with a mental health disorder can be held responsible for credit card debt unless they are declared legally incompetent by a court. However, their mental health condition can be taken into consideration in determining their ability to manage their finances. It's important to seek legal advice in such cases.
Generally, the person that signed up for the credit card is responsible. If any users were added to the account, they are also responsible. This include joint accounts. You cannot inherit credit card debt. So, do not believe a collection agency when they tell you that. See the FDCPA for your rights in debt collection.
No. The card holder is responsible for all debt on the credit they extended to him. (You may be responsible to the credit card holder for the debt he incurred for you, if that was your agreement).