the person who drove the car he is responsible he signs a form to say that he is responsible for what happens when they drive the car
If you purchased the rental company's insurance option then the rental company's insurance is responsible. If you did not purchase the insurance option, then YOUR insurance is responsible.
You are fully responsible for any loss or damage to a rental car. If you do not have insurance to cover this or have not purchased insurance from the car rental company, they will go after you for the full cost of the rental vehicle.
An SR22 insurance policy is a regular insurance policy with some additional requirements of the insurance company to notify the State Department of Motor Vehicles and restrictions on cancellation. In a rental car situation, the rental car company will carry the liability coverage and physical damage coverage. You are responsible for a deductible for any damage done to the vehicle. I recommend that you purchase their physical damage waiver so you will not be responsible for damages.
The convertible top is considered part of the car, and damage to it would fall under the same category as any other damage to the vehicle. Whether or not the damage is your fault is another matter to be settled between you, the rental company, and the insurance companies involved.
If the rental coverage is included in your policy, probably. However if the other parties insurance is accepting responsiblity for the damage then I would be asking them for a rental.
The Rental Car Company is responsible if they allowed an uninsured driver to rent and drive their vehicle. You will need to file a claim against both the driver and the rental car company.
Yes.. You drive it, you damage it then your responsible for it.
Unless you purchased insurance at the time of the rental, you are responsible to use your own insurance to pay for the damage. This applies primarily to the large rental companies (enterprise, hertz, etc) It varies from State to State. Each state sets it's laws to what is the rental cars responsibility.
The insurance company will take care of your damage,
This document would be available from the RV rental company that you are dealing with as each company probably has theirs slightly altered for their company.
It depends on the rental contract. Car rental agencies usually expect the customer to provide insurance, either through his own auto coverage policy or by adding special coverage through the agency. Coverage may be provided by the agency, but details must be spelled out in the rental contract. More often than not, the customer is responsible for damage to the vehicle, though in the end, the rental company does shoulder most of the risk.
No, you can not purchase CDW fro a rental from an insurance company. It has to be purchased through the rental agent. CDW stands for collision damage waiver.