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You are both responsible. You are responsible because you are the owner and you should make sure that anyone who drivers your car is legal. Also the person who drove without a license is responsible because they didnt have a license which is illegal, and they dont have insurance, which is illegal. You may be the person they go after and you may find yourself having to sue the other person.
Answer
Your policy will probably not cover the event. Check in with your insurance agent.
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Can you drive someone else's car if you have a valid license but are not insured?
Is the CAR insured? If not, it's not legal.
Who is responsible for damages if you are not insured driving someone else vehichle?
The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.
Do you need insurance with a learner's permit?
Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.
When a driver has no driver's license or insurance but driving a car that is insured and someone hits them who is responsible?
It's going to be very difficult to claim that it's not the fault of the person who was breaking the law by driving illegally.
If a car is registered in Illinois and someone with an Indiana drivers license drives it can the driver be insured in Illinois?
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If you rear end someone stopped in the middle of the road and the driver has no liCENSE or insurance are you STILL AT FAULT?
Yes, you are still at fault. It doesn't matter whether or not they had insurance, you still hit their vehicle and are therefore still responsible for their damages.
What if a driver does not have a license and is driving a car registered and insured by someone else?
the driver will get caught go to jail and pay a fine
What legal principle allows someone to sue a person for all damages if they were only partially responsible?
tort law
What is licensed bonded and insured?
license......a business permit issued by a city or county government. The term bonded or insured is basically the same thing. Bonded usually applies if someone handles money or other valuables.
What happens when you hit someone backing up when that person has an expired drivers license?
If you're responsible for the accident, you're still responsible even if the other person hasn't got a driver's license.
What if someone is driving your car and they get into an accident and get hurt and they do not have car insurance is the owners insurance responsible for medical for the injured driver and damages?
You guessed it!
Can someone without insurance and whose license was cancel sue you if you had an accident with him and you were at fault?
Absolutely, this person can and will sue you. Just because he/she wasn't licensed doesn't mean that you have the right to get in an accident with him/her. The only thing that will happen to the other person is get a citation for driving without a license, or whatever the case may be. You are still responsible for all damages.
