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Who is responsible for the damages if someone without a license drives your insured car and wrecks it?

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2012-06-24 18:26:55
2012-06-24 18:26:55

You are both responsible. You are responsible because you are the owner and you should make sure that anyone who drivers your car is legal. Also the person who drove without a license is responsible because they didnt have a license which is illegal, and they dont have insurance, which is illegal. You may be the person they go after and you may find yourself having to sue the other person.

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Your policy will probably not cover the event. Check in with your insurance agent.

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The driver is always responsible. It is the drivers obligation to verify insurance before getting behind the wheel. If you have insurance on another vehicle you may have some liability insurance covering YOU when you get in someone else's vehicle. Check with your agent.

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Yes. All cars on the road have to be insured. If you have a learners permit, then you need to be driving with someone who does have their license and is insured.

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It's going to be very difficult to claim that it's not the fault of the person who was breaking the law by driving illegally.

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Yes, you are still at fault. It doesn't matter whether or not they had insurance, you still hit their vehicle and are therefore still responsible for their damages.


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