That is a decision made by your employer. If you are receiving benefit payments from Comp, the only deductions permitted by law are court ordered payments such as Child Support. If you have a co-pay or a benefit you want to keep, you should either make your premium payment to the company or authorize the Work Comp Carrier to deduct it from your check. Check with your HR department and find out how long you will have until they cease your benefits.
Ask your human resources/insurance director of your company. One should not have to do with the other because you would still need to maintain your regular insurance for other health related issues not associated with the comp. injury. If in your employee handbook it states otherwise this would be able to be told to you by the director. Wouldnt make sense though because as long as you pay your premium they cannot and should not drop you. You signed an agreement with the insurance company for coverage as well check, with them too.
Workmans' comp law does not require your employer pay health benefits beyond treatment of the injury. Your employment (e.g., union) contract may require continuation of benefits, however. And FMLA can quarantee 12 weeks of continued employer contribution. After that you must be offered COBRA continuation.
Where I live it is the workers responsibility to insure his benefits will continue as employers are not required to continue Health care benefits in this case.
Check with your Workers Comp Representative and employer!
Primarily, employers pay into the Worker's Compensation fund. For this reason, employees should take extra care about safety measures and avoid injuries because claims can cost the employer their business eventually.
Yes. But there is no harm in asking more questions while your there. However, insurance companies don't like to pay for more than what they are required to.
Different states and policies can have different benefits and coverages. Health insurance will cover medical costs related to an auto accident but in most states they are secondary to automobile insurance. This means that the auto insurance will be responsible for payment first and health insurance will pay after that. If the health insurance company goes ahead and pays the claim or at least the first few bills then you receive payment of file for payments on the auto insurance you will be responsible for reimbursement to the health insurer.
Was it an on the job injury?
Any job related injury is covered by worker's compensation, your health insurance shouldn't come into play with a work related injury.
Yes - even in the absence of a workers comp policy, the employer is responsible for a work related injury
Yes they are responsible for anything not paid by your husband's health insurance. And, in the absence of Worker's Comp, you can take them to court if they refuse to pay.
Work related injuries are generally excluded through health insurance
i lost a finger in 1983 do i get money for that
I presume your asking about Medical/Health Insurance? If you are out of work for a work-related injury [ie. you're on work comp] your company can terminate your medical/health insurance. I don't think it applies to short-term or long-term disability as those are health/medical benefits to begin with.
I think a judge is more likely to believe a health care professional over a health insurance professional but you never know, more opinions would help a lot.
You should never do surgery unless you are a surgeon.