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The Lenders, Homebuyers, Investment Banks, and Rating Agencies
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∙ 12y ago
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Has the credit crisis affected the mortgage lending rates?
"The credit crisis has affected the mortgage lending rates drastically. Many lenders are not giving out loans and mortgages at all without either high down payments, or pristine credit."
Will the mortgage company offer to reduce your mortgage due to the mortgage crisis?
Some banks will - the best thing to do is call your mortgage company and see what they are offering. Banks make more money by keeping you in your house and paying your mortgage, so you may be able to refinance or renegotiate the terms of your mortgage.
What loans were partially responsible for the home mortgage crisis during the 2000s?
Sub-prime
Who are the winners in subprime mortgage crisis?
The winners are the hedge funds managers who shorted the mortgage securities, most notably John Paulson, and losers are American people.
Who owns First Franklin mortgage company?
First Franklin is owned by the two biggest casualties of the subprime mortgage crisis,National City Crop & Merill Lynch.
When was The Gang Exploits the Mortgage Crisis created?
The Gang Exploits the Mortgage Crisis was created on 2009-09-17.
What major event was happening when Obama was president?
This is probably the US financial and mortgage crisis.
Who is to blame for Zimbabwe food crisis?
the Government
Who is responsible for the US economic crisis?
No one person or group is completely responsible for the current U.S. economic crisis. A lot of the blame is shared by the various financial institutions that issued and traded risky financial instruments related to the nation's mortgage market. Blame can be placed on the country's legislators for lax legislation and oversight of these same financial institutions. Congress could also be blamed for not monitoring the activities of mortgage backers Fannie Mae and Freddie Mac. The failure of Congress and presidential administrations, past and present, to balance our federal budget also contributed to the crisis.
How did hsbc handle the mortgage crisis?
derivatives
Why did Bear Stearns shares fall so sharply in one year?
Bear Stearns was deeply affected by the subprime mortgage crisis. The subprime mortgage crisis is a result of the sharp rise in mortgage delinquencies and foreclosures.
Which event was characterized by a decline in new home construction and housing prices and an increase in mortgage delinquencies and foreclosures?
subprime mortgage crisis
What event was characterized by a decline in new home construction and housing prices and an increase in mortgage delinquencies and foreclosures?
the answer is subprime mortgage crisis. (A+)
What is a state income mortgage loan?
A stated income mortgage loan is a loan where a borriwer is not required to verify there income. These loans were very popular and common before the recent mortgage crisis.
Has the credit crisis affected the mortgage lending rates?
"The credit crisis has affected the mortgage lending rates drastically. Many lenders are not giving out loans and mortgages at all without either high down payments, or pristine credit."
Will the mortgage company offer to reduce your mortgage due to the mortgage crisis?
Some banks will - the best thing to do is call your mortgage company and see what they are offering. Banks make more money by keeping you in your house and paying your mortgage, so you may be able to refinance or renegotiate the terms of your mortgage.
What loans were partially responsible for the home mortgage crisis during the 2000s?
Sub-prime
