Upstream contractors should be requesting it as part of the additional insured. Many additional insured endorsements will not be primary and noncontributory unless the contract specifically states that it is required. Some will have you believe that ISO is the standard additional insured form. Most companies use ISO as a blueprint but do not copy it exactly.
Ronald Hicks, CIC, CRIS
Primary non-contributory (PNC) benefits are typically provided to vulnerable individuals who are unable to work or have limited work capacities. This can include individuals with disabilities, elderly individuals, or those with low-income and no other means of support. PNC benefits aim to provide a basic level of financial assistance to these individuals to help meet their basic needs.
NO
A more commonly used word is non-contributory. "John's suggestions were quite helpful, but Mary's suggestions were non-contributory". I suppose you could use contributory the same way: "John's suggestions were contributory, but Mary's suggestions were not helpful at all."
This term is commonly used in contract insurance requirements to stipulate the order in which multiple policies triggered by the same loss are to respond. For example, a contractor may be required to provide liability insurance that is primary and non-contributory. This means that the contractor's policy must pay before other applicable policies (primary) and without seeking contribution from other policies that also claim to be primary (non-contributory).
Primary and Non-Contributory Wording means your General Liability policy, or any insurance policy that has this endorsement on it, will pay first in the event of a claim. The Non-Contributory part means that not only will your policy pay first, but it will pay the full amount of the claim until the limits are exhausted without your client contributing to the loss with their own insurance. Not all General Liability policies have this coverage built in and it can be quite expensive to purchase if your policy was issued without it.
Primary and Non-Contributory Wording means your General Liability policy, or any insurance policy that has this endorsement on it, will pay first in the event of a claim. The Non-Contributory part means that not only will your policy pay first, but it will pay the full amount of the claim until the limits are exhausted without your client contributing to the loss with their own insurance. Not all General Liability policies have this coverage built in and it can be quite expensive to purchase if your policy was issued without it.
Medicaid, would be a non-contributory program. That is because people can't afford it, just like food stamps. Medicare is a contributory program.
yes
[removed as inappropriate/non-contributory]They are types of hats.
It depends in how it's used (whether it applies to your coverage or someone else's) but basically, a policy that is Primary and Non-Contributory pays claims first - it does not share a claim with other similar policies that might be available to pay.
contributory
i not understand and what mean contributory? my father death.
A contributory program is one in which the recipient must pay something to recceive the benefits of the program. Certainly at times the payment correlates to ability, nonetheless one must pay something to receive the benefit. A noncontributory program is one where the benefit is given without regard to any prepayment and assessed based upon need. Welfare is considered a noncontributory program whereas social security is a contributory program.