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Upstream contractors should be requesting it as part of the additional insured. Many additional insured endorsements will not be primary and noncontributory unless the contract specifically states that it is required. Some will have you believe that ISO is the standard additional insured form. Most companies use ISO as a blueprint but do not copy it exactly.

Ronald Hicks, CIC, CRIS

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13y ago
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6mo ago

Primary non-contributory (PNC) benefits are typically provided to vulnerable individuals who are unable to work or have limited work capacities. This can include individuals with disabilities, elderly individuals, or those with low-income and no other means of support. PNC benefits aim to provide a basic level of financial assistance to these individuals to help meet their basic needs.

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Q: Who needs primary non contributory?
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