In NYS in the early 1990s, it was the racing authority.
The employer pays a percentage of payroll as unemployment insurance premiums.
The secondary insurance cover both pays and co-pays of the primary insurance depending with the insurance company.
If you wreck your car, then it is usually the insurance that pays for you ;)
It would depend on many factors. Most of the time it is not insurance that pays out on Judgments, the person losing the suit pays, or the corporation that lost.
Parent's policy pays
Car insurance that pays for your injuries when you're in an accident in your car is
you do or your insurance does.
The insurance company.
It pays to another party if you injure them or damage their property.
It would be comprehensive insurance.
The rule of thumb is that the owner's insurance pays first and, if that coverage is inadequate, the driver's car pays.
The government