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Who purchased Commonwealth Life and accident Insurance company of Saint Louis Missouri?
Wiki User
∙ 8y ago
I worked for Commonwealth from 1977 to 1980, and I was wondering if they were still around. They were owned by American National out of Galveston, TX. I found out just today that Commonwealth was merged into Americam National in 1994.
Wiki User
∙ 14y ago
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What is covered by commonwealth insurance?
The things that are covered by Commonwealth insurance are things such as getting into a car accident, house burning down, and hospital stays when a person is sick.
Car insurance can coverage medical payment on motorcycle accident?
If you put medical insurance on the policy when the policy was purchased.
If you live in a no-fault state and get into an accident in a faulty-party state which insurance policies overrule?
all insurance policys must conform to the statue of the state they are in...ie...Missouri is pure comparative neg.state, ks, is a 49/51% no fault, if i take my Missouri car/policy to ks, and get in an accident, then the Missouri policy must conform to the kansas law
If you got auto insurance coverage and were in an accident the same day what is the coverage for a claim?
Insurance is VERY specific when it comes to when coverage starts. If you had the accident BEFORE you got insurance any damage sustained before you purchased the policy damage would not be covered. If you had an accident after the purchase of the policy then any damages would be covered.
What is the collision coverage?
That is the part of your insurance that pays for damage to your vehicle, when you are at fault, if you are involved in an accident. This is coverage would need to be purchased in addition to your regular liability insurance.
Who purchased the National Life Accident Insurance Company?
AMERICAN GENERAL LIFE & ACCIDENT took this company over. http://www.americangeneral.com/lifeinternet2000/careerweb.nsf/contents/index
Drivers Must Have Proof?
Missouri drivers can get great car insurance rates if they look online or call one of the local companies. The average car insurance premiums in Missouri are $1, 149. This is below the average of other states in the country. One of the only months that rates are higher in the state is October. The rest of the year, drivers see lower rates on their insurance. Missouri is under a Tort system when it comes to who pays the medical expenses after a car accident. Someone in the car accident has to be found to be at fault so that one of the insurance companies can pay the premium. A minimum coverage of $25,000 for one person in the event of an auto accident is required by the state. Drivers can get a higher coverage if they want to do so. A maximum of $50,000 is awarded for each person involved in the accident to pay medical expenses if there are any to pay. There are smaller insurance premiums that can be purchased in the state. Missouri requires that all drivers carry liability coverage, but they are not required to have collision or comprehensive unless they are buying a vehicle. Drivers who do not have insurance and are in an accident cause the rates of other drivers to increase. The numbers of insurance claims that remain unpaid are climbing due to more drivers thinking they can get by with no insurance. Drivers are required to provide proof of insurance before they can get the tag on their car renewed or when they register a vehicle. If they cannot provide this information, they will not get the vehicle registered. If you drive in the state of Missouri, you must have proof of your insurance in your car. Not only must you have proof of the insurance, it has to be an updated copy that has a current date. Not providing this information if a driver gets stopped could result in a ticket. Drivers who are in an accident and do not have insurance will be turned over to the Department of Motor Vehicles.
In Missouri if I dont have insurance and was hit in a car accident from behind by someone that does have insurance and I am injured badly can I file a claim for medical bills and pain and suffering?
I cannot speak directly to Missouri law as I am not located there nor familiar. However, in every state I know of, your not having the legally required insurance would not relinquish your rights to collect for actual damages involved in an accident from the party who was at fault. You will still have to deal with the fines and such for not having your insurance but that is minor, when compared to your losses.
How important is it to have accident insurance?
It is important to have accident insurance in order to be prepared for the unexpected. Having accident insurance will prevent major expenses but not all resulting in an accident.
Who bought out the Empire Life and Accident Insurnace Company in Indianapolis IN?
They were bought many years ago by Commonwealth Insurance company in Louisville. My dad was an agent for them in Lafayette, In and Indianapolis about 1950
Can you get insurance at the scene for a accident?
Trying to get insurance to cover an accident that has already happened is Insurance Fraud, which is a Felony.
What companies offer accident forgiveness insurance?
Allstate, Liberty Mutual, GEICO, and Nationwide offer accident insurance to customers seeking accident insurance.
