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Who should an email be sent to regarding high auto and homeowner insurance rates and increases?
Wiki User
∙ 13y ago
Your state insurance dept regulators and the board members of the ins company.
Wiki User
∙ 13y ago
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What Two types of insurance should people be aware of when the first start out on their own?
Homeowner insurance
Should your landlord homeowner insurance cover your car that the carport crushed?
No, That's what Auto Insurance is for.
Where can one find information on term vs permanent life insurance?
One of the best strategies is to ask a local insurance agent. If you drive a vehicle in the United States, you probably have car insurance. If you're a homeowner, you may even have homeowner's insurance. The agents who generated these policies (car insurance and homeowner's) insurance should be knowledgeable about term and permanent life insurance. If they can't help, they'll most likely be able to point you to an agent who can.
Does homeowners insurance cover a sewer backup?
It should. You should request a policy review with your agent. It has to be stated in the policy what is and is not covered. <><><> DO review your policy with your agent. Sewer Backup is typically EXCLUDED from most homeowner's insurance. It CAN be added to a homeowner's policy. Have you read your policy?
Will homeowner's insurance pay for mold removal of mold caused by a neighbor draining water to your property?
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
If homeowner dies does homeowner insurance cover it?
Homeowners insurance covers the house itself should it be damaged. Many of the policies include liability insurance so that if anyone is injured there you have protection. There are some types of mortgage insurance that cover the remaining mortgage should the owner die. But, if the lender does not require it due to a low down payment, one would have to specifically buy that.
What type of liability insurance does a homeowner need?
Homeowner's insurance covers most basic liability needs, should someone become injured on your property. Additional coverage against fire, flood, and earthquake is also recommended to protect your investment.
If I have property stolen from a friends car should their home owners cover the loss or mine?
Neither homeowner's insurance will probably cover property stolen from a car. Homeowner's insurance usually only covers stuff stolen from your home. However, the automobile insurance policy might cover it.
Should homeowner's insurance increase every year?
No, Not necessarily unless your risk factors are increasing ever year.
Do homeowner insurance policies typically include flood coverage?
There is no requirement, but your mortgage company may require a certain amount of coverage that both policies will have to match.
Does homeowner insurance cover a contractors mistake?
The contractor should be bonded and carry liability insurance and you need to require proof of this before they start. Homeowners insurance is not meant to guarantee work on homes.
When should you get home insurance?
Whenever you own a home. * Homeowner's insurance is mandatory while the property is being financed, and always the best option when property is owned outright.
