Insurance stays with the vehicle, the policy that insures the 'At Fault' vehicle will have the rate increase should there be one.
The actual driver. Unfortunately, if the driver is your kid, and you're adding your kid to your insurance policy, it could affect your rates.
This depends on the insurance policy. Usually your car is covered, no matter who is driving it. However, if you are driving a car and the owner doesn't have insurance, then your insurance would pay if you got in an accident.
In most states, insurance follows the car. The policy in effect for the car is usually primary regardless of who was driving. If there are limits issues or coverage issues, then the policy held by the driver may apply as secondary coverage.
VXC
Your question is extremely confusing. Whose car is registered in New York? Whose car lacks insurance? Whose car caused the accident? Who was driving the car? All of that may or may not be relevant. In Florida the person who caused the accident is usually responsible for property damage whether or not he or she has car insurance. It does not matter where the car is registered. In Florida, people go after both the driver and registered owner. The driver caused the accident and the registered owner gave the driver permission to drive the vehicle. Collecting one cent is frequently a different matter.
Absolutely, this person can and will sue you. Just because he/she wasn't licensed doesn't mean that you have the right to get in an accident with him/her. The only thing that will happen to the other person is get a citation for driving without a license, or whatever the case may be. You are still responsible for all damages.
After an accident, all parties involved with the accident should exchange insurance information. Typically, the insurance companies will talk to each other about repairs and cost.
The county where the accident occurred.
The insurers of the driver who was deemed to be at fault for the accident.
Sometimes. Sometimes insurance covers whoever is driving a particular car, and sometimes insurance covers a driver no matter whose car they are driving (as long as they have the car owner's permission). You should probably check with your insurance company to be sure, or have your parents call and ask them.
Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.
It would be possible to find two numbers whose sum is 7, two others whose difference is 7,two others whose product is 7, and two others whose quotient is 7.But if you're looking for numbers that equal 7, then 7 is your only choice.