An affidavit is merely a legal recording of your statement either in writing or recorded of your side of what happened in the incident that occurred. The adjuster will get a statement of affidavit from both sides and along with the police report, they can make a determination of who was At Fault in the accident or incident.
Yes, You can request an SR22 Financial Responsibility Filing from your Auto Insurance Company
If a person loses their car insurance card they can request another one by calling the company. In the future it would be wise to make additional copies of the insurance card and to store them at home and in the car.
It depends on if you have a lien placed on your vehicle (by you lender. If you own the car free and clear, you can take the insurance money and not repair the car, but if there is a lien on your vehicle more often than not the insurance company will make the check out to you and your bank.
Under most policies, the car owner's insurance will cover you and the damage done to the vechicle. If the fault was yours, their insurance company may request that your insurance pays for some of the damage, or that you pay for the person's deductible.
A classic car insurance company is different from a regular car insurance company because the specialize in classic cars. They will be able to insure you for your more expensive classic car.
"Although Allianz is an insurance company, it doesn't offer services for car insurance. The company mainly specializes in life and corporate insurance."
To the insurance company.
The insurance company. They have in theory bought the car or what was left of it.
Usually, you call your own. They will set up a claim and investigate it. They will usually pay for your car and recoup payment from the other insurance, or they will request payment from the other insurance company directly. In most cases, you will be in contact with your own insurance company.
Buying rental car insurance from a rental car company with vary from company to company, expect about $15-$25/day.
You would call the insurance company of the person's car that you are driving. The insurance follows the car and not the insured.
No, but the passenger can readily get that info from the police report on request. If no report was made, that same passenger can have their own insurance company get the information based on DMV records.