Cars are insulated by the rubber of the tires, which usually prevents them from being grounded. Additionally, the occupants are unlikely to be in contact with any metal surfaces (although, on cars which had metal levers to open the doors, they could be, if they're touching these).
Yes
Stay inside the car
nothing it is a safe place to be, as tyres insulate from ground
Because fiberglass carries the electrical current
Government car insurance is places such as geico, or liberty mutual. They are ran by the government and are safe and reliable places to get car insurance.
Rubber on the tires is an electrical insulator. No electricity can be conducted from the ground up through the car because of the tires, otherwise a downed power line in some water, with the metal car - yikes! All would be conductive, except the rubber tires.
If you are in a car, pull over to the side of the road and turn off your lights. Wait until the sand storm passes.
If there is an electrical storm, you should go indoors or get in a car. If you can't get inside, don't hide under a tree that is standing alone. If you are in an open field, kneel down, lean forward and put your hands on your knees. Don't lie down, the wet grass might attract the lightning.
There are actually several places where you can find the best and most reliably priced car insurance. State Farm and Safe Auto are two places which come to mind.
yes that ones of the safes places to be because of the rubber tires
Go or stay inside, away from windows, and don't use the bathtub or shower because electrical discharges can follow pipes. Don't use landline phones for the same reason. If adult, stay in your car until the storm passes.
Lots of rain, somtimes thunder, and lightning. In some places, even hail. The safest place to be during a storm is in a car, because the metal on the outside will carry it to the rubber tires, not hurting you.