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Where you find wire insulation with ratings of 300 volts, 600 volts and 1000 volts, these are the highest allowable voltages that can be applied. A wire that is rated for 300 volts is good for 120 volts, 240 volts and 277 volts. At test research facilities, insulation on a wire is tested to destruction. The label that is given to wire's insulation, as a result of the tests, is the highest safest voltages that can be applied to that particular wire. So when you see a wire that has a label stating that it is rated for 300 volts it means that any voltage under and up to 300 volts is safe to apply.

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Q: Why and how does insulation depend on voltage?
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