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Because you have no experience driving and are at greater risk of having an accident.
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∙ 15y ago
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Are California car insurance rates higher for drivers under the age of 25?
California car insurance rates are higher for drivers under 25. However your rates may be lower depending on your gender and driving record.
Can a 18 year old get a car insurance?
Generally yes, but sometimes the rates are a little higher due to their age.
Is students insurance higher than other insurance?
It does not depend on whether or not the individual is a student, but rather what age they are and their past records. Younger people are usually charged higher rates for insurance as they are often regarded as less responsible.
Is car insurance a higher rate if I am a senior in high school?
Yes, auto insurance rates are higher for younger drivers. Rates are typically based on age, driving record and the replacement value of your car. Some companies will offer "good driver" or "good student" discounts.
What are the insurance rates for a 16-year-old driving a Pontiac Firebird?
I am not sure of the exact rates. Since it's a 16 year old, they are considered higher risk drivers and with a sports car, the rates are sure to be a bit higher, for age and type of car.
Is it true that insurance companies will charge a higher insurance rate if I purchase a sports car versus a regular vehicle?
Not necessarily. Insurance rates are dependant on your driving record as well as your age, gender and even your credit. Generally speaking, owning an older "family" vehicle will have lower insurance rates.
What age does car insurance drop for young males?
Car Insurance Rates Drop After Age 25
How old is the average age to work?
sixteen. as you receive you national insurance number.
Do life insurance rates very depending on your age?
Life Insurance rates vary greatly depending upon ones age, health history and line of work that they are engaged. The best way to get the details on what will affect the cost of their insurance the most is to contact a local insurance agent for curent rates.
Do life insurance rates change with your age?
Life insurance rates will change with your age, but often this depends on how you ask the question. With most insurance policies your rates are locked in depending on how long your policy term is. Once your policy expires you rates with increase upon renewal because you are older at the time of renewing it.
Are premiums for Richmond auto insurance higher than in other counties in the state of VA?
No, premiums for auto insurance are not higher because of where you live. Auto insurance rates depend on the type of vehicle you drive, your age, and your driving record. Sometimes they also take your credit rating into consideration.
What factors might help a person get low car insurance rates?
Your age (younger individuals have higher premiums) , driving records (better to have fewer points on licence) and no-claims all lower your insurance rates but cannot necessarily be controlled. However, paying a higher excess can lead to a lower premium, installing security systems and level of cover can also lower premiums. Your postcode (lower crime rates), mileage (lower mileage) and (private) parking also affect insurance rates.
