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They are still charging you because they are waiting for you to bring it to their attention. This is the same reason why life insurance companies do not try to find out if an insured has died. There is no incentive to take the initiative. The incentive is to continue to charge and not to pay unless it becomes unavoidable.

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Q: Why are you still paying on your health policy for a domestic partner who died?
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What proof do you need to be a domestic partner on someone's health insurance?

This is determined by the employer who is paying the premiums for coverage. If there is a local domestic partnership registry available, then the requirement is usually a certificate of registration of domestic partnership. Otherwise, the requirement can be merely a notarized affidavit of domestic partnership in a format prescribed by the employer. Assuming the policy that has been purchased by the employer offers domestic partner coverage, then the insurance company will provide coverage to anyone that the employer says is the worker's domestic partner. The insurance company will then charge the employer more for that worker's coverage.


Why would a significant other become ineligible for Health Insurance when insured for 2 years prior?

Assuming you are talking about a domestic partner, one reason that pops up here in California is the change in domicile of the policy. You work for a company that offers health care that includes domestic partner coverage. Your company gets purchased by a company in another state that does not extend coverage to domestic partners. The rules of the state the policy is written in cover all employees on that policy, not the rules of the state they reside in.


Can your domestic partner add their cohabitant to their health policy in Massachusetts?

If this is a private policy that you have purchased on your own, then you can most certainly obtain domestic partner coverage, although you may have to change policies or even insurance providers. If this refers to coverage provided to you by your employer, then the answer is depends upon two factors: (1) whether your employer is willing to pay for the additional cost of coverage; and, (2) whether the current policy provides for domestic partner coverage. If the answer to both questions is yes, then it is your employer who determines what qualifies as a domestic partnership and they direct the insurance company to add your DP to the policy when you submit the applicable form.


What are insurance benefits in a domestic parntership?

A domestic partner is treated as a dependent family member for the purposes of insurance, providing the policy in question offers domestic partner coverage and the individuals involved meet the insurance company's criteria for domestic partner coverage.


Can you have health insurance on a person that is not your spouse?

If you are asking if you can cover a domestic partner on your policy the answer is it depends on the state regulations, the selection of that option if it is not mandatory and the definition for qualifying. If the question is more general and not about adding to your policy, you can choose to pay for anyone's health insurance you want to if a carrier will offer the coverage.


Do I need to purchase non-owner car insurance if I have a valid drivers license and live with a domestic partner who has placed my name on her car insurance?

Not unless you are driving other vehicles. If the only vehicle you drive is your domestic partner's, and your domestic partner has placed you on their policy, then you are fine.


If a health insurance plan covers domestic partners does a employer that carries that insurance have the right to deny coverage?

A health insurance plan is designed based on what the employer wants. So if a plan says that domestic partners are covered then the employer group is the one that put that wording in the policy. So if an employer wont cover a domestic partner then domestic partners aren't covered company wide.


Can Florida stop you from getting insurance for you domestic partner if the insurance company said it was all right?

No. Some insurance companies offer domestic partner coverage in Florida and you are free to purchase such a policy. If your employer wants to buy coverage for you and your domestic partner, then it can. The state of Florida will not stop you. It may impose income tax on the value of the domestic partner coverage as "imputed income."


Do health insurance companies have to recognize domestic partners?

Generally no, with a few exceptions. Some municipalities require that contractors doing business with the city provide domestic partner coverage to their workers. Employers that are parties to a collective bargaining agreement that provides domestic partner coverage cannot unilaterally stop providing that benefit. Please note that this pertains to domestic partnerships only and that the laws are different for same-sex marriage.


What is a domestic agenda?

A domestic agenda is basically the outline of a domestic policy. This policy is a specific leader's policies toward education, energy, health care, business, law enforcement, and other issues that affect the country they lead.


Where can you find legal information on domestic partner health insurance in Texas?

There is no mandate for domestic partner coverage in Texas. The following insurance companies voluntarily offer domestic partner coverage in Texas: Aetna, Ameritas, CIGNA, Great West Life, Guardian, Kaiser Permanente, Mutual of Omaha, New York Life and Health, Pacificare and United Healthcare. If you are looking to purchase a policy, they will have information for you. If you are looking for coverage through your employer, then you should know that employers in Texas are free to either provide or not provide domestic partner coverage. You should ask your HR department or union whether such coverage is available. Some municipal employers in Texas, such as the City of Dallas, offer DP coverage to eligible employees.


What is a renewal option on life insurance policy?

By paying your renewal premia, your life insurance is automatically renewed. When a policy lapses due to non payment of premia, there is provision for renewal of policy by paying penal interest and by submitting 'Declaration of Good Health' form.