If your credit report is stating that these loans are not transfered loan, then you need to dispute this information with the bureaus.
It shows on your credit report even before they start making payments.
when you consolidate your student loans. It helps your credit score by closing the multiple loans. Your credit report will report the loans you consolidated as PAId/Consolidation. We all know paying a bill helps your credit. Now you have one large bill and as you pay on it ON TIME it will increase your credit score. Also, a rule of thumb is think of your old student loans as maxed out credit cards especially if you haven't paid on them. They don't help your credit until you pay on them on time EVERY month. We all know maxed out credit cards have a negative effect on your credit score. I consolidated my loans and I am eager to pay on them to help raise my credit score. Well, there is a second part to that first answer. If you have not yet consolidated your loans, they show up on your credit report as itemized. When you finally get them consolidated they show as one loan form one lender. This will also improve your credit score.
No, but is will affect your credit report.
Nightly Business Report - 1981 Credit Crunch Hits Student was released on: USA: 28 December 2007
Some lenders report to one or two credit agencies, others report to all three. Have you checked all three reports? If you need help with your defaulted student loans, this company can help you: www.defaultms.com
In general, no, having a card on his mother's account will not go on his credit report, for good or bad. If the student gets a credit card with the account in his own name, possibly with his mother co-signing, that will go on his credit history.
If it is a student loan, there will be a statement on the credit report. It will also show the date that payments were deferred.
Student loans can show up as "baddies" on your credit report if they are paid late or in default. These loans are reported similar to revolving loans or lines of credit.
The advantages of a merged credit report as opposed to requesting your credit report from one of the major credit reporting agencies include the ability to obtain a report from multiple sources at the same time and get a total report of a persons credit. You can learn more about Merged Credit Reports from the MicroBilt website. Once on the page, hover over Credit Data in the menu and click on Merged Credit Reports to bring up the information.
Always make sure that your credit report only states the most accurate information.
Equifax credit reports are available directly from the Equifax website, via the link "Get my free annual credit report." It is also possible to purchase a tri-merge credit report from Equifax or other bureaus; this report consolidates data from multiple credit reports (including Equifax's).
The Student Loan GUY @ http://www.studentloanfundamentals.com Your Student Loan will become "Current" on your credit report. Now figuring out the score is hard because it depends on the rest of your financial situation. It depends on what you have on the credit report.