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Why does Allstate insurance use racial profiling when offering settlements for injuries?
Wiki User
∙ 11y ago
They don't. No insurer in the United States uses race as a determination factor for a loss settlement.
Wiki User
∙ 11y ago
Allstate does not use racial profiling in offering settlements for injuries. Insurance settlements are typically based on factors such as the extent of the injury, medical expenses, and loss of income, rather than race. Any discrimination in offering settlements would be illegal and unethical.
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True or False If you are in crash where you are at fault and injuries have occurred the Financial Responsibility Law requires you to have bodily injury insurance?
True. In most states, the Financial Responsibility Law requires drivers to have bodily injury liability insurance if they are involved in a crash where they are at fault and injuries have occurred. This insurance helps cover the medical expenses of the other party involved in the accident.
Are settlements from auto accident taxable?
In general, settlements from auto accidents are not taxable if they are meant to compensate for personal physical injuries or medical expenses. However, any amount received for non-physical damages, like emotional distress or lost wages, may be taxable. It is advisable to consult with a tax professional for specific guidance based on your individual circumstances.
What section is responsible for compensation for injury or damage ot property?
The section responsible for compensation for injury or damage to property is typically covered under the insurance policy's liability coverage section. This section outlines the coverage provided for damages or injuries caused by the insured party to another person's property. If the damage is covered under this section, the insurance company would typically reimburse the affected party for the cost of repair or replacement.
What injuries qualify to hire a personal injury lawyer?
Injuries resulting from car accidents, medical malpractice, slip and falls, defective products, or workplace accidents can qualify for hiring a personal injury lawyer. These lawyers can help you seek compensation for medical expenses, lost wages, pain and suffering, and other damages caused by negligence or wrongdoing of another party. It is best to consult with a personal injury lawyer to determine if your specific situation warrants legal action.
Can a person sue a homeowner after suing the home insurance company for the same accident?
Yes, it is possible for a person to sue a homeowner after suing the home insurance company for the same accident. The homeowner's insurance policy may not cover all damages or there may be additional claims the person wishes to pursue against the homeowner that are not covered by the insurance policy. However, it's important to consult with a legal professional to discuss the specifics of the situation.
What is an insurance agreement?
There can be various types of agreement for an insurance policy, which would operate to smooth the path of contribution settlements. A typical agreement can be in relation to injuries suffered by employees being carried by the employer's vehicle in course of their employment.
How can a lawyer help me get more money for accident settlements?
Lawyers can help you get more money for accident settlements in a number of ways, including by putting pressure on the insurance company. Lawyers also have contacts to help you seek medical treatment and get proper documentation of your injuries for the negotiations..
What car insurance pays for your injuries when you're in anaccident in your car is?
Car insurance that pays for your injuries when you're in an accident in your car is
Is No-fault insurance covered only auto accidents?
Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and property damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance varies by state, ask your claim representative if this applies to your situation.Ref: Allstate @ http://www.allstate.com/claims/auto-insurance-faqs.aspx
Does home insurance cover slander?
Personal Liability coverage is included in homeowners insurance. Personal Liability includes coverage several different scenarios including negligence for injuries and damage, libel, and slander. If you are accused of slander and are facing a lawsuit, contact your insurance agent to file a claim on your personal liability coverage and your home insurance company will pay for legal defense costs, settlements, and judgments awarded.
What has the author Daniel W Hindert written?
Daniel W. Hindert has written: 'Structured settlements and periodic payment judgments' -- subject(s): Personal injuries, Structured settlements
Which companies offer insurance for injuries at work?
In the United States, employees should be covered for injuries at work by Worker's Compensation insurance, which is purchased by employers. Most employers are required by law to purchase this insurance for their employees.
Does homeowners insurance cover injuries incured on a tractor?
No. That's what your major medical insurance policy is for.
If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?
Medical insurance should cover any injuries substained no matter how they were caused. Health insurance is only responsible (in most cases) for what your car insurance and the third party involved's insurance does not pay. Legally, car insurance is primary over health insurance.
What does diving travel insurance typically cover?
The diving travel insurance typically covers diving related injuries. These injuries can include any injuries resulted from coral, contact with poisonous fish, attacks from predatory fish, equipment failure, and more.
Why would you be charged more for pl pd if you don't have any medical insurance?
I think you are referring to PIP coverage? There may be some states that surcharge if you do not have medical insurance as PIP pays for injuries, or death in an auto accident. Most states and insurance companies offer a discount if you do have medical insurance as your medical insurance can also pay for your injuries. Many PIP policies only pay a % of injuries up to a maximum of $10,000.
What is the purpose of highway insurance?
The purpose of highway insurance is to basically help the public out & reduce deaths/injuries for the highways. Highway insurance is a nonprofit saftely organization that does it's best to reduce deaths, injuries & crashing on highways throughout the country.
