Teen drivers have more accidents per mile driven than any other group so that liability must be accounted for & covered. Thus Higher premiums.
In answer to your question, teen drivers can get insurance in Illinois. However, they must be covered under their parents' auto insurance policy. The cost will be higher for the parents.
Cost of insurance policies for young drivers depends on where you purchase your car insurance. Adding a teenage driver to your policy will probably make your premiums go up, but teen drivers are to be insured regardless. You will have to call around to see what is reasonable at several insurance companies to insure teen drivers and get the best quote.
If you live in the state of Virginia then yes you are able to get car insurance with a valid drivers license. You can visit any auto insurance company and get more information.
The cost of insurance is based on age, driving record, type and age of the vehicle. Any company you contact can give you a quote for your particular situation.
the insurance industry lives by statistics. Statistically, drivers under 18 (and drivers over 65) are the most likely to have accidents. When a teen has an accident, the policy owners rates go way up, kind of the insurance company's way of saying "I told you so".
Yes, car insurance companies in Georgia accept teen drivers. The best one that accepts teenage drivers is AAA. It has the cheapest prices and is the easiest for them to get on.
Check with your local insurance agent.
Shop for insurance companies that specialize in teen drivers. Compare their rates to adding the teen onto the parents insurance. Often adding the teen to existing insurance is the less expensive way to go.
Check with your local insurance agent in Texas.
The short answer is that cars are almost always rated by themselves and drivers are rated by themselves. The two ratings are then combined and additional factors are considered to come up with a final price. A better question might be, "What car has the lowest (best) insurance rating." That car will probably be the cheapest to insure for teen drivers and older drivers. Of course, teens will pay more for their insurance overall, because car insurance is priced on more than just the car itself. If a driver is considered to be more risky because of the groups the insurance company decides they are in (e.g. teens, drivers with tickets and accidents, males, drivers with poor credit, etc.), they are probably going to pay more. The links provide information most insurance companies use when setting insurance rates on different cars.
New drivers can benefit from being on their parents insurance because their parents can take advantage of additional discounts that teen drivers wouldn't otherwise get.
Allstate offers teen driver discount for high school students with good grades. But all insurances are reality higher since they are considered high risk.