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Because just going to the hospital for the common cold could easily cost you over 3000 dollars and any medication that you will need is extremely expensive. So how would anyone pay for health care without going into major debt.

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Q: Why is health insurance necessary you can't afford to be without?
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What is the most important kind of insurance?

Health Insurance, if you can afford it.


What are the stats of people who don't have health insurance?

Most people throughout the world do not have and cannot afford health insurance


What are the two main causesf people not having health insurance?

I presume that you are talking of health insurance in the USA - in many countries including most of Europe, health insurance is not necessary because the state provides reasonable health care, though some rich people do have private insurance to be able to have private treatment. Probably the greatest reason for not having health insurance is lack of funds, some people can't afford it.


Should health insurance be priced on how your health is?

No, health insurance should not be priced on how healthy you are. Most of the time people that can afford good health care pay less for insurance because they can afford it. Poorer people are in worse health than the wealthy, so charging them even more does not make sense.


Define the health problem?

Many people can not afford health insurance, so health is a big concern for them. Think. Do you go to the doctor and only have to pay, say $20? People without insurance might have to pay $100 for the exact same trip. For those people without health insurance, they usually don't have enough money anyway. So, that trip to the doctor could cost a week's (or a month's) pay.


How many people don't have health insurance?

i am not sure of the exact amount of people, but i am pretty sure that is is WAAAY to many people. Some people cant afford health insurance. and too many people are losing their jobs and there fore they cannot afford to pay for health insurance. especially when they need it the most! )':


What is the Chip Health Insurance program?

The CHIP in CHIP Health Insurance is an acronym representative of Children's Health Insurance Program. It is a government sponsored program that covers children whose families do not meet the requirements for Medicaid but cannot afford to purchase standard health insurance.


Choosing Health Insurance Providers?

The place to start is your state's insurance commissioner's website. Your state insurance commissioner has information on which providers are licensed in your state. It's important to study the list of care providers covered by each insurance. Do they cover your existing doctor? How many specialists accept their insurance? Which hospitals are included? The best insurance is a combination of the price you can afford and the benefits that you need. Ultimately it is better to have health insurance than to risk a health crisis without it.


Is doing a health insurance comparison really necessary to find a better deal?

Yes, it is necessary to do a health insurance comparison to get a better deal. That is the way the Health Insurance Businesses are set up to do it, and if you want the most accurate information, you just have to go through what they want you to do to get the most accurate information.


How many people who can afford health insurance choose not to buy it?

only people who love money A LOT


How can everybody afford health insurance?

Many great companies out there. Just research and find the right one for you.


Is a petplan insurance really necessary for your pets?

Petplan provides medical insurance for cats and dogs similar to health insurance for humans. It is not necessary to have the insurance, but the insurance could be helpful if your pet falls ill.