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Q: Why should a person care about his or her credit report?
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How do you get medical bills off your credit report?

There are services that can help get things off of your credit report. One that I know of that offers a free credit review is Total Credit Care. The website is www.mytotalcreditcare.com. Best of Luck to you!


Do I need to report stolen credit cards to all 3 credit bureaus?

You will not need to report your personal credit cards stolen to the credit bureau. Once you have reported your cards stolen to the credit card companies they are with, they will take care of the rest for you.


Does a car repossession go on your DMV report or only on your credit report?

Only on your CREDIT REPORT. DMV doesnt care how you got it or got rid off it, as long as ya dont steal it or sell before ya pay for it.


What would a good name be for a free instant credit report?

Free credit report is a great place to get a free instant credit report. I have found that they are not as detailed as some reports that you pay for can be, but this company showed us that I had a bad mark on my credit from years ago that I didn't even know about and I was able to take care of it.


Are you responsible for a medical bill that you never received which now shows unpaid on your credit report?

Yes you are, by law any medical bills showing on your credit report should be taken care by you since you visited the doctor it's your responsability to ask them if you own any money and therefore take actions.


Why should credit be used with caution?

Credit can be very costly if not used with care.


What does it mean to establish credit?

if something ever happens to the person witht he credit then the creditor takes care of it.


If you have an account that went to a collection agency however you paid it in full how long does it take for that collection account to be removed from your credit report?

It sticks for 7 years. The fact that it was turned over to a collections agency will make it to your credit report. When it is paid in full, it will say "settled" on your credit report so other creditors know you took care of the debt. Even so, it still haunts your credit report for 7 years.


How do you get a credit card 'Closed' on your Credit Report for a company which is out of business to reduce your available outstanding credit?

I would dispute it with the credit card companies and once they will have to take care of it or will either not be able to contact the company and therefore have to take it off.


How can one get a Care One credit card?

If someone is looking to get a Care One credit card, they should visit the official Care One website. On this site, one could fill out an application for a credit card and get instant approval.


If you authorize someone else to use your credit card and that person does not have good credit does that affect your credit score?

No they don't care, so long as the expenses on your credit card are paid.


You are a florist your client refuses to pay for her wedding flowers How do you report this to the credit bureaus?

There are plenty of agencies that will help you with collections and they will take care of that for you.