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What else can I help you with?
Is there homeowners insurance that covers pre-existing conditions?
No. Homeowners insurance does not cover un-repaired, pre-existing conditions.
Does the State of Kentucky allow retroactive homeowners insurance claims?
Pre-existing home damage.Retroactive in what way? the state of Kentucky?Homeowners Insurance Policies do not cover preexisting damage to a home.
Does insurance cover damage caused by prior owner?
Pre Existing DamageNo. Your Homeowners Policy would not cover pre-existing damage.
Where can one obtain instant homeowners insurance quotes online?
Instant homeowners insurance quotes can be obtain from most major insurance companies including Allstate and Statefarm. For most savings it is recommended to check with one's existing insurance company as they might be able to provide discounts for having other insurance policies.
Does insurance pay for no plumbing underneath house?
Your homeowners insurance covers your existing structure for damages by the perils listed on your policy. If there is no plumbing to be covered, then it's obviously not. You can't insure what isn't there.
Should I get jewelry insurance for my wife?
When you purchase expensive pieces of jewelry you can purchase riders for existing homeowners insurance policies. A rider will cover items on a piece by piece basis for a specified value. Check with your insurance company to see if this will meet your needs.
Is it possible to purchase umbrella insurance as a standalone policy?
Yes, it is possible to purchase umbrella insurance as a standalone policy. This type of insurance provides additional liability coverage beyond what is included in your existing policies, such as auto or homeowners insurance. It can help protect you financially in case of a lawsuit or large claim against you.
If you have pre-existing water leakage from your toilet in your condo and it has ruined the ceiling of the person belowIf you get condo insurance now will it be covered since its already a pre-existin?
Homeowners Insurance Policies always exclude preexisting un-repaired damage.
Will homeowners insurance cover a new roof?
Your question can be read in a couple of ways. 1. If an occurrence covered by a homeowners policy caused damage to the roof, it probably would be covered. If the occurrence that caused the damage was a type of occurrence covered by the policy, the damage would likely be covered. 2. Conversely, if the roof leaked just because it was old, insurance would not cover repair or replacement because insurance does not cover ordinary wear and tear. 3. If what you mean is whether a new roof (rather than an existing roof) is covered, the rule stated in #1 would apply.
My Husband was in a acident in a friends house. We have to file a claim with the homeowners insurance but they are not cooperating. How do I find a homeowners insurance company and policy number I have the name and the adress.?
There are a substantial amount of business that offer homeowners insurance in your area so without the specific name of yours I am unable to find out where you should go to get your policy number. If you are looking to find your existing insurance information then you should conduct a search on the internet using the insurance company name and city which should bring it up. If you are looking for new insurance company you could contact Allstate which has a very good reputation @ 345 South Coast Highway 101 in Encinitas @ (760) 479-1370
What is an exclusion in an insurance policy?
An exclusion gives a condition for which an insurance policy does not cover. You may have homeowners insurance. It may exclude damage to vehicles. You would need to have a separate insurance policy on your car. If a hurricane came and the roof was blown off your house and your car was blown away. Your homeowners would pay for your roof but not your car. If you have collision insurance, it would pay for your car. Your homeowners would have an exclusion clause excluding your car.
Does homeowners insurance cover bodily injury to my mother from an accident within the residence?
Not unless you are somehow liable for your mothers injuries. Accidents happen everywhere, in the home, in the park, at church and on the sidewalks. Your moms existing medical insurance will see to her health needs.
