Unless you have an uninsured motorist coverage attached to your PLPD policy, you are otherwise screwed. Your only other option beyond this is to sue the driver if they got caught. Well we all know lawsuits can only be so effective but they can take time and money to complete. Even if you win you aren't guaranteed any money, if the other party ever pays at all. Moving on, PLPD only covers any At Fault accidents YOU may have. When I had my first car I had PLPD BUT I had an uninsured motorist coverage on my policy. It turned out that was the right thing to do because I was involved in a hit and run myself, and since the other party was deemed as having no insurance, my car was paid for.
Anybody involved in an accident. Damages are covered regardless of fault.
Damages to other's vehicles, property, or persons in an accident where you were found at fault. In "no fault states" each person's policy covers the other's damages without requiring determination of fault.
If you are involved in an accident that is not your fault you can sue on several grounds. Damages to the vehicle if you owned it. Medical bills if injured, pain and suffering, lost wages, etc.
Liability insurance pays for someone else's damages if an accident is your fault but won't cover your vehicle. Full coverage provides liability insurance as above but will also cover your damages to your own vehicle in an accident regardless of whose at fault, as well as theft, fire, etc.
First of all you are really lucky that this accident was not your fault. The person who was at fault is responsible for your vehicle damages. If he is insured, then it is his insurance company that is responsible. ** Depending on your states laws, you can loose your drivers license for up to a year for not having insurance and being involved in an accident. If you received a citation at the scene of the accident for no insurance, you need to pay for that also.
A persons immigration status has no bearing on your liability. If you were at fault then you are liable for the damages you caused.
Yes. If you were at fault then you are liable for the damages you incurred.
The fact that they were a police officer has little to do with the accident unless they had their lights on and were responding to a call. Otherwise, fault will pay for damages. That's all.
When this happens, your Insurance company pays for damages. If the accident is your fault, your insurance rates can go up.
Yes,, That's what it's for. It pays for damages you caused to another.
If you were at fault, your insurance co will cover the damages to the other vehicle ONLY, not your....and vise virsa.
You will probably receive a citation for driving while suspended. If you were not at fault for the accident, the other party involved should have insurance that will cover your loss or damage that resulted in the accident. It is a good thing that you were not at fault in this accident.
You get to, accident would not have happened if you werent on the road!
The driver at fault is always responsible for damages incurred during an accident. The at fault insurance company is responsible for damages to your car.
yes, assuming the are all accident related and she is 100% negligent, and therfore liable/responsible for your damages.......if a specific problem with some of this give more details and i can be of more assistance.....It also depends on whether your state is a "no fault" state or not. In a "no fault" state, the parties involved in an auto accident are automatically reimbursed by their own insurance company. However, it is still possible for the victim of an auto accident to receive additional compensation for certain damages (i.e. medical expenses, pain and suffering, economic losses, etc.). If the accident victim's auto insurance policy does not cover the amount of damages they've sustained, they may want to consider legal action against the at fault driver. However, this all depends on the state the accident victim lives in and the amount/type of damages sustained.
I was recently involved in a car accident in which the driver of the other car is legally at fault. Is the other party's insurance still liable for damages involved if the at fault driver is: 1. not the owner of the car, 2. not the insurer of the car, 3. does not have a license. Thanks!
If there is no other vehicle involved in the accident, then the only person who can be at fault is the underage driver.
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
I was in a 3 car accident. An uninsured motorist hit the car in front of me, the second vehicle (who has insurance) then hit my car. Doesn't the car who hit me become responsible for my damages?AnswerYes, the at fault party is responsible for your damages. AnswerKeep in mind, in multi vehicle accidents, usually, the responsible party's insurance co. prorates the amounts paid (up to the policy's limit) among the claimants, meaning that at the end you may still be owed money, which the only way to collect is if you sue the person at fault for the accident.
Yes, even in states where there are "no fault" laws a civil suit can be brought for damages and/or injuries.
Oh yes, big time. If you are at fault and there are damages you can be sued for the damages.