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Will a claim for a Drug Marijuana user be denied if the policy is for a non drug user or non smoker?
Wiki User
∙ 16y ago
not necessarily
Wiki User
∙ 16y ago
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If you purchase homeowner insurance and as a non-smoker but then start smoking would this hurt your claim if it was caused by careless cigarette use?
Homeowner policies dont make any provisions about whether or not the policy- holder is a smoker. Your life insurance company might care if you took out a policy as a non-smoker and then started smoking.
Could an insurance claim be denied if you state in the application that you are a citizen or resident of the U.S. when you are not?
Possibly. Depending on the conditions of your policy, the claim may be denied or only paid a rediculously small fraction such as 8-10% of the premium value. Any part of an application for life insurance that can be proven to be a lie can void the policy. Companies that I know of will refund premiums paid, but will not honor the policy. Any intentional lie on an insurance form will void the policy if they find out. For every question on an application there are unique circumstances. If you have a claim that is being investigated or has been denied you should contact The Center for Life Insurance Disputes for a free consultation.
How do you fight a claim against your home owners ins?
That depends on what type of claim was denied and whether or not the loss was covered under the homeowners Insurance Policy. It would be an unwise and fruitless pursuit to sue the company over a loss that is clearly not covered under the policy.
Can a positive urine analysis for marijuana affect your workmen's comp case?
Yes. If it can be shown that your drug use contributed to or caused the accident or injury, your claim may be limited or denied.
What can you do if your son who lives with you totaled your car but your claim was denied becaus he is not on your policy?
The first question is why was he not listed as a driver if he lives with you? If you can explain that to the insurance company, they should honor the claim. They may back charge you premium that you would have paid had he been on the policy. All drivers in the household, especially licensed youthfuls need to be listed on the policy.
What can i do when you lied on your insurance the main policy holder details but if the named driver details are all correct and they had an accident how can i claim without getting into trouble?
Just file your claim, you won't get into trouble. The worst thing that can happen is that your claim will be denied, which is no worse than if you didn't file a claim.
What if your workmen's comp claim is denied?
If you claim is denied, you can try and appeal it. You will only be given workmen's comp is the injury happened on the job.
If birth year is wrong will life insurance claim be denied?
If the birth year is wrong this needs to be brought to the insuring company's attention immediately as the rates and policy are based in part on the age and health condition of the insured. If incorrect information is listed on the policy then that could be grounds for denial of coverage. If a claim is denied because the birth year was answered incorrectly, for any reason, you still have a valid claim. You should contact The Center for Life Insurance Disputes for free counseling.
What type of lawyer should I hire if I have a Medicare claim?
A Medicare attorney is the best choice for general Medicare claims. If you specifically have a claim that has been denied, there are even lawyers who specialize in denied claim cases, frequently referred to as denied claims attorneys.
Can you request a new adjuster on a claim if another adjuster denied the claim?
No, but you can ask for reconsideration of a denied claim. When reconsideration has been requested, it is standard practice that a different adjuster will be assigned for the reconsideration.
What do you do when your insurance company denies your stolen car claim and drops you?
If they denied that claim for cause, such as fraud, then there is nothing you can do. If they did not have cause, you can try contacting the department of insurance in your state. That is of course, as long as you had comphrensive coverage on the policy. If you did not have coverage, they do not have to pay for anything.
How do you respond to a reject insurance claim?
Claims are more typically denied rather than rejected. If the claim did not fit within the terms of the policy then you might get "reject" somewhere in the response, a more specific question would probably generate a better answer.
