If you don't have homeowners insurance you just have to remove the tree and fix the damage yourself.
NO, Homeowners insurance does not cover automobiles.
Yes, but the premiums are through the roof.
File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.
In most cases the association is responsible for mantaining the roof and structure. It should the the association's insurance problem.
be more specific - collapse by weight of ice and snow is covered for example......how did the snow damage the roof?
Most homeowners insurance companies do not provide mortgage financing. Any damage done to a home, such as hail, wind, fire, etc. should be covered by the homeowners insurance. If the roof is just "worn out" it is the homeowners responsibility This is considered normal and expected maintenance incidental to home ownership.
Yes. This is not a 'flood' situation. Flood insurance covers rising waters entering the home. The homeowners policy covers resulting water damage from a wind damaged roof.
This depends on the Terms and Conditions of the Policy, you will find these on the Policy Document itself.
Homeowners insurance specifically excludes damage done to any four wheel motorized vehicles and motorcycles. Your only coverage for such is under an auto insurance policy and you will need to have comprehensive coverage for such a claim.
Depends on what damaged the roof. They almost always cover it. Call them. If they say they don't cover it, then ask where it says that in their policy.