The credit will only be effected based on the payment history, or the balance to limit ratio can have an affect. (i.e. if the credit card has a limit of $1000 and the balance is $999) or really over 50 percent of the limit it can affect your credit even you make the payments on time. It isn't the same way if you have a non-credit card type account. (i.e. a car loan or fixed type of loan). The biggest change that adding someone with bad credit to a loan or credit account can be is regarding the interest rate. If your doing it simply to improve credit, then make sure the loan amount is very small so you don't over pay interest.
yes anyone can make a payment on someones account if they know the account #
Yes, if you are the original creditor and you have an account with any of the three credit bureaus.
Yes, until the account balance is paid in full.
Improve your credit score.
Not by much. It's more important to your score to pay it in a timely manner.
Yes. It's known as piggy back riding.
yes anyone can make a payment on someones account if they know the account #
Yes, if you are the original creditor and you have an account with any of the three credit bureaus.
No, a checking account is not correlated to your credit score. The only reason why you have to give your social security # is to prove that you have no outstanding debt with any other banks. ______________________________________ Actually, there is a correlation. Having a checking account doesn't improve your credit score, but you can be accepted or denied an account based on it. If you have bad credit, or no credit, you may be denied from a variety of bank checking accounts. I was told by my lawyer it does improve your credit if you keep your checking account in good standings he said the bank report it monthly to the crdit bureaus thats just what i was told
Yes, until the account balance is paid in full.
Simply opening a bank account won't improve your credit, however if you take out a loan, and make payments on time, or if you have a credit card with them and make monthly payments on time that will help build your credit.
Improve your credit score.
You have to have a open active account in order to get a credit score increase.
Open a credit account, steal their identity, keep your social security number as safe as you can.
You can help improve your credit by getting a secured credit card. You have to deposit a small amount of money in a savings account and that is your credit limit on the card. You only want to put $200 to $300 in the account. Continue to pay whatever credit cards you have on time. But definetly order a credit report from all three bureaus and check for errors. If you find an error or something suspicious file a dispute. Over time all of this will help improve your score.
Yes, you can use the GameStop card to buy eShop credit which is an indirect way of adding money to your Nintendo Account
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