Only if you are getting a private loan. If you get a government loan it will not affect it since they will only hold govenment debt against you.
It most likely will.
Yes, there is no difference. A repossession is a repossession.
Of course it does. Any record affects your chances of getting a job.
Multiple inquiries will not affect your chances, the only way it would affect you getting a home loan is if your credit score was impacted. Be careful with applying for credit cards, the inquires affect your score negatively.
It does not necessarily mean you will not be hired but it is likely to reduce your chances.
A repossession is a repossession, no matter if it is voluntary or not. Your credit will be ruined for 7 years.
Yes, but perhaps not as adversely as an involuntary repossession.
A bad debt can affect your chances of getting a major loan such as a house loan. Bad debts lower personal credit ratings and banks are opt to reject loan applications because of this.
It hurts it very badly.
If their lies are about you then that is slander. You can sue them
A Lot.
Tubal ligation only affects your chances of getting pregnant, it does not affect childbirth.