NO
No, homeowners does not cover erosion. Erosion is considered normal and expected over time. It's not a sudden loss. It is also generally avoidable with proper maintenance.
there is limited coverage for collapse - it would depend on the root cause of the collapse
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
Homeowners insurance does not cover automobile nor there parts.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
No, Homeowners Insurance is Hazard Insurance it does not cover the costs of asthetics. That's landscaping or Lawn Maintenance.
No, homeowners insurance excludes vehicles.