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Will homeowners cover water damage due an extreme amount of rain that got through a vent?
Wiki User
∙ 12y ago
You need to first try to determine how the water got into the vent. A heavy Rain would not result in water coming through your vent unless it was first able to get into the house or AC system in some way.
Once you've determined how the water entered the house you can look to your home insurance for coverage. Perhaps you have some roof damage such as a missing shingle or perhaps even a break in your siding or brick work that is allowing the water to enter.
If you have coverage for the water entry source you would want to address that first. If the causing source is not a covered item then you would need to repair it at your own expense. Once repaired you could seek coverage for the resulting damage if you have water damage coverage on your policy.
Wiki User
∙ 12y ago
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How do you get insurance for external damage to homeowners association buildings?
Any damage to the association building can be collected through the tenants of the association. The tenants insurance will pay a limited amount for the repairs.
Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Does homeowners cover removal of honeybees?
No. Damage from insects would not be covered on a homeowners policy.
Does homeowners cover damage caused by birds?
no
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Should homeowners insurance cover cars in garage fire?
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
What insurance will cover you for damage to your expensive block driveway for the sudden and accidental spillage of a large amount of oil on your new driveway?
homeowners insurance or renters insurance
Does Homeowners insurance cover water damage from sprinklers soaking through walls?
As long as the water entered above the ground surface level.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Does homeowners insurance cover a fireplace falling through the floor?
Homeowners insurance covers many things, but not faulty construction or damage caused by deferred maintenance. You will have to check with your insurance company to see if the problem and its cause are covered.
